Compare Bank & Credit Union Rates
Best 1-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1261–1275 of 5,354 results
- Enfield Community Federal Credit UnionShare Term CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$381 over 1 year on $10,000Requirements
Product: Dividends paid monthly on Average Daily Balance. Automatic rollover at maturity. Minimum $1,000 to open.
3.75% interest rate · Effective Oct 13, 2026
Rate checked
More details - POE Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$381 over 1 year on $10,000Requirements
Product: Fixed-term savings account. Penalty may apply for early withdrawal. Funds federally insured by NCUA up to applicable limits. Minimum opening deposit of $1,000.00.
Offer: At the end of the term, CD will automatically renew to the current rate.
3.75% interest rate · Effective Sep 30, 2025
Rate checked
More details - Champion FCUShare Certificates of DepositCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$381 over 1 year on $10,0003.75% interest rate · Effective Jun 24, 2026
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More details - Community 1st Credit UnionShare CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$381 over 1 year on $10,000intro ratePromotional rate · 3.75% interest rate
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More details - Moline Municipal Credit UnionCertificates of DepositCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.81%APY$381 over 1 year on $10,0003.75% interest rate · Effective Oct 20, 2026
Rate checked
More details - Northland Area FCUPLUS CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.81%APY$381 over 1 year on $10,000Requirements
Product: Rate may change after the account is opened. 1yr - Rate may be increased once during the term. 2yr - Rate may be increased twice during the term. Dividends are paid and compounded quarterly. Penalty may be imposed for early withdrawal.
Offer: Allows you to increase the annual percentage yield one time during the maturity period.
3.75% interest rate · Compounded quarterly · Effective Oct 22, 2026
Rate checked
More details - 3.81%APY$381 over 1 year on $10,000
Requirements
Product: Minimum balance $500. Dividends compound monthly. Early withdrawal penalties apply (3 months interest for terms < 1 year, 6 months interest for terms >= 1 year). Co-op points can be used to increase rate.
Offer: With 2,500 Co-op Points
3.75% interest rate · Effective Oct 5, 2026
Rate checked
More details - PEPCO Federal Credit UnionShare CertificatesCD · 12 months · $50 min
Credit union · Add a location to see nearby branches
3.81%APY$381 over 1 year on $10,000intro rateRequirements
Product: Minimum Deposit $50. Upon maturity, renewal term will be 12-month term at the dividend rate in effect at the time of renewal unless otherwise directed. Early withdrawal penalties apply and may reduce earnings. Limited-time offer subject to change at any time without notice.
Offer: 12-Month-add on. Minimum deposit $50. Upon maturity, renewal term will be 12-month term. Early withdrawal penalties apply.
Promotional rate · 3.75% interest rate · Effective Feb 1, 2026
Rate checked
More details - Connect Credit UnionCertificatesCD · 12 months · $1,000 min · 3.81%–3.86% by balance
Credit union · Add a location to see nearby branches
3.81%APY$381 over 1 year on $10,000Requirements
Product: Early withdrawal penalty applies (equal to 3 months dividends / all interest earned on amount withdrawn prior to maturity date, or 90 days interest at certificate rate). Membership eligibility required across Florida. Federally insured by NCUA.
3.75% interest rate · Effective May 5, 2026
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and upYour amount 3.81% $20,000 and upJumbo CD 3.86% Rate checked
More details - Massachusetts Family Credit UnionTerm CertificateCD · 12 months · $25 min
Credit union · Add a location to see nearby branches
3.81%APY$381 over 1 year on $10,000Requirements
Product: Minimum balance of $25.00 required to open and maintain account. Penalty may be imposed for early withdrawal.
Offer: Term: 12 months. Minimum balance of $25.00 required. Penalty may be imposed for early withdrawal.
3.75% interest rate · Effective Nov 1, 2025
Rate checked
More details - CPS IBEW FCUJumbo Share CertificatesCD · 12 months · $10,000 min
Credit union · Add a location to see nearby branches
3.81%APY$381 over 1 year on $10,000Requirements
Product: Dividends are calculated using the daily balance method. Penalties are assessed for early withdrawal. Rates are subject to change.
Offer: Penalty assessed for early withdrawal.
3.75% interest rate · Effective Feb 2, 2026
Rate checked
More details - Olive View FCUCertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.81%APY$381 over 1 year on $10,0003.75% interest rate · Effective Nov 1, 2025
Rate checked
More details - 3.80%APY$380 over 1 year on $10,000
Requirements
Product: Must meet credit union membership eligibility requirements. Minimum balance required. Early withdrawal penalties apply.
3.75% interest rate
Rate checked
More details - Sunflower Community Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: Dividends paid quarterly. Early withdrawal penalties will apply. A share account must be opened and maintain a balance of $5.00 before other services are offered.
Offer: Dividends paid quarterly. Early withdrawal penalties will apply.
3.75% interest rate
Rate checked
More details - North Penn FCUShare CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: Penalties apply for early withdrawal. Dividends are compounded and paid quarterly on the average daily balance.
Offer: Requires minimum balance of $1,000.00. Early withdrawal penalty applies.
3.75% interest rate · Effective Jul 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay nationwide
5,354 CDs at 4,382 banks and credit unions · checked Oct 22–25
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.06%
- Credit unions, typical
- 3.40%
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