Credit union · NCUA insured
Enfield Community Federal Credit Union
A $45.4M credit union headquartered in Enfield, CT, with 3,486 members and 1 branch in Connecticut. Best rates: CDs 3.82% and savings 0.40% APY.
Enfield Community Federal Credit Union Carrot Score
76
Carrot Score
Higher than 40% of U.S. banks and credit unions
#23 of 41 in Hartford, CT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Enfield Community Federal Credit Union
Originally chartered in 1936 as the Bigelow-Sanford Employee's Credit Union to serve carpet mill employees, Enfield Community Federal Credit Union is headquartered in Enfield, Connecticut.
After merging seven department credit unions in 1946, it transitioned to a community charter in 1971, merged with Enfield Federal Credit Union in 2003, and expanded its charter in 2015.
The member-owned institution serves Hartford County and the towns of Somers, Stafford, and Ellington.
- Headquarters
- 11 Cranbrook Blvd, Enfield, CT 06082
- NCUA charter
- 1729
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or worships in Hartford County or the towns of Somers, Stafford, and Ellington.
Family and household
- Membership is open to family members of anyone who lives, works, or worships in Hartford County or the towns of Somers, Stafford, and Ellington.
Cost to join
- A minimum deposit of $20.00 into a Share Savings Account is required to open membership.
Branches
1 branch in Connecticut
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Connecticut
1 branch
- Enfield Community FCUMain office11 Cranbrook Blvd, Enfield, CT 06082Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.40% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.28% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.98% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $42 | $59 | — |
- CapitalNet worth ratio9.40%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.28%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.98%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$42Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Enfield Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.