Credit union · NCUA insured
Enfield Community Federal Credit Union CD Rates
Enfield Community Federal Credit Union’s best CD rate is 3.82% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Enfield Community Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Hartford, CT, where Enfield Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Enfield Community Federal Credit Union
3.82%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $381
Share Term Certificate
Top rate
Connecticut State Police Credit Union
4.86%APY
- Term
- 120 months
- Minimum
- $500
- Earns on $10,000
- $6,065
2nd-highest rate
Nutmeg State Financial Credit Union
4.60%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $539
Enfield Community Federal Credit Union CD score
74
CD score
Higher than 37% of U.S. banks and credit unions
- 3–8 months3–8 mo3.56%
- 9–15 months9–15 mo3.82%
- 16–30 months16–30 mo2.02%
- 31–60 months31–60 mo2.02%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Enfield Community Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Term Certificate
Up to 3.82%APY · 7 terms
Dividends paid monthly on Average Daily Balance. Automatic rollover at maturity. Minimum $1,000 to open.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.56% | $176 |
| 12 months | 3.82% | $381 |
| 18 months | 2.02% | $304 |
| 24 months | 2.02% | $408 |
| 36 months | 2.02% | $618 |
| 48 months | 2.02% | $832 |
| 60 months | 2.02% | $1,051 |
Sources (3)
- enfieldcommunityfcu.org
- enfieldcommunityfcu.org/rates
- enfieldcommunityfcu.org/saving…/term-share-certificates
All captured Oct 15, 2026
Special-purpose accounts
IRA Certificate
Up to 3.82%APY · 6 terms
Fixed rate and fixed term. Available for Traditional IRA and Roth IRA. Special eligibility rules related to earned income, total income, and tax deductibility apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.82% | $381 |
| 18 months | 2.02% | $304 |
| 24 months | 2.02% | $408 |
| 36 months | 2.02% | $618 |
| 48 months | 2.02% | $832 |
| 60 months | 2.02% | $1,051 |
Sources (2)
All captured Oct 15, 2026
Who can join Enfield Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or worships in Hartford County or the towns of Somers, Stafford, and Ellington.
Family and household
- Membership is open to family members of anyone who lives, works, or worships in Hartford County or the towns of Somers, Stafford, and Ellington.
Cost to join
- A minimum deposit of $20.00 into a Share Savings Account is required to open membership.
Membership information collected October 4, 2026.