Skip to content

Compare Bank & Credit Union Rates

Best 1-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Type a ZIP code, city, county, metro area or state, then choose a suggestion with the arrow keys and Enter.

Top CD rates

Showing 1051–1065 of 5,350 results

  1. Top Carrot, Carrot Score 88
    MSU Federal Credit UnionCertificateCD · 12 months · $50 min · 3.90%–4.05% by balance

    Credit union · Add a location to see nearby branches

    3.90%APY$390 over 1 year on $10,000intro rate
  2. Citizens State Bank of LoyalCertificate Of DepositsCD · 12 months · $1,000 min · 2.90%–4.00% by balance

    Bank · Add a location to see nearby branches

    3.90%APY$390 over 1 year on $10,000
  3. Top Carrot, Carrot Score 88
    Spring BankCertificates of DepositCD · 12 months · $1,000 min · 3.90%–4.20% by balance

    Bank · Add a location to see nearby branches

    3.90%APY$390 over 1 year on $10,000
  4. ANECA Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.90%APY$390 over 1 year on $10,000
  5. LGE Community Credit UnionCertificates / CDCD · 12 months · $1,000 min · 3.90%–4.01% by balance

    Credit union · Add a location to see nearby branches

    3.90%APY$390 over 1 year on $10,000
  6. MainStreet BankCertificates of DepositCD · 12 months · $500 min

    Bank · Add a location to see nearby branches

    3.90%APY$390 over 1 year on $10,000
  7. Top Carrot, Carrot Score 92
    Bellco Credit UnionTraditional CDCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$390 over 1 year on $10,000
  8. Top Carrot, Carrot Score 87
    Colorado Credit UnionCertificates of DepositCD · 12 months · $500 min · 3.90%–4.00% by balance

    Credit union · Add a location to see nearby branches

    3.90%APY$390 over 1 year on $10,000
  9. Northern Hills Federal Credit UnionCertificatesCD · 12 months

    Credit union · Add a location to see nearby branches

    3.90%APY$390 over 1 year on $10,000
  10. Point Breeze Credit UnionJumbo CDCD · 12 months · $10,000 min

    Credit union · Add a location to see nearby branches

    3.90%APY$390 over 1 year on $10,000
  11. Point Breeze Credit UnionStandard CDCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$390 over 1 year on $10,000
  12. Top Carrot, Carrot Score 87
    SkyPoint Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.90%APY$390 over 1 year on $10,000
  13. Top Carrot, Carrot Score 87
    Northern BankCertificates of Deposit (CDs)CD · 12 months · $500 min

    Bank · Add a location to see nearby branches

    3.90%APY$390 over 1 year on $10,000
  14. Celtic BankCeltic CD AccountCD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.90%APY$390 over 1 year on $10,000
  15. Potlatch No 1 Financial Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$390 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay nationwide

5,350 CDs at 4,379 banks and credit unions · checked Oct 22–25

Typical
3.30%
Top 10% from
4.06%
Banks, typical
3.05%
Credit unions, typical
3.40%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Popular DirectBank
  2. Comenity Capital BankBank
  3. Synchrony BankBank
See all ranked institutions