Best 1-year CD rates

Requirements

Product: $1,000.00 minimum balance to earn APY and to open an account. Certificates automatically renew at maturity. Membership at Teachers is required by opening a minimum $1.00 Regular or Youth Savings account. Penalty may be imposed for early withdrawal. Maintenance fee is $0.00.

Requirements

Product: Dividends on certificates are credited monthly to either the members Share Account or to the Certificate Account. New certificates are adjusted weekly. Rates are subject to change without notification.

Requirements

Offer: Dividend compounded semi-annually; $500 minimum

Requirements

Product: MC Federal Credit Union membership is required. Early withdrawal will incur a penalty. Fees may reduce earnings. Joint owners may be added. Special Relationship qualification adds 0.10% APY for Members Advantage (Primary Member aged 60+), Loyalty (Checking with debit card and direct deposit), or Premium ($50,000+ existing deposits).

Offer: General Membership

Requirements

Product: Daily Compounding. Penalties for early withdrawals.

Offer: New Accounts Only

Requirements

Product: Penalty for early withdraw may apply.

Offer: Penalty for early withdraw may apply.

Requirements

Product: Rates shown for ZIP code 17061 (Central PA). Annual Percentage Yields (APY) based on semi-annual compounding. Substantial penalty for early withdrawal. $500 minimum balance, $50,000 maximum balance when opening online (visit a branch for amounts over $50,000). Terms from 60 months to 10 years available when opened in a financial center. Automatically renews upon maturity.

Offer: APY based on semi-annual compounding. Substantial penalty for early withdrawal.

Requirements

Product: Minimum to open and earn dividends is $1,000. Members ages 55+ may receive a 0.10% APY dividend increase on new or renewal certificates 24 months or greater.

Requirements

Product: Access a promotional rate by making a larger opening deposit. Maximum certificate amount of $100,000. Interest compounded/credited at maturity for terms under 12 months, quarterly for 12 months or longer. Early withdrawal penalty applies (full certificate amount must be withdrawn).

Requirements

Product: Maximum certificate amount of $100,000. Interest compounded/credited at maturity for terms under 12 months, quarterly for 12 months or longer. Early withdrawal penalty applies (full certificate amount must be withdrawn).

Requirements

Product: New CDs with a balance of $5,000,000 or more require approval. Offer good for the initial term only. CD is automatically renewed for the same term at published Personal CD rates excluding promotional offers. Early withdrawal penalty applies.

Offer: Offer good for initial term only. Automatically renews at standard Personal CD rate. Early withdrawal penalty applies.

Requirements

Product: Investment Rates are found by calling the Credit Union. Share certificates have fixed rates for fixed terms and incur a penalty for early withdrawal. Dividends cannot be paid in excess of earnings.

Offer: Share certificates have fixed rates for fixed terms and incur a penalty for early withdrawal.

Requirements

Product: Minimum opening deposit of $500. Interest on certificates with terms of 12 months or less will not be compounded and paid at maturity. Interest on certificates with terms greater than 12 months will be compounded and credited/paid quarterly. A penalty may be imposed for early withdrawal.

Offer: Interest on certificates with terms of 12 months or less will not be compounded and paid at maturity. A penalty may be imposed for early withdrawal.

Requirements

Product: The interest rate and APY may change after account opening. Fees may reduce earnings. $1,000 is the minimum balance requirement to obtain APY. A penalty will be imposed for early withdrawal.

Offer: $1,000 is the minimum balance requirement to obtain APY. A penalty will be imposed for early withdrawal. The interest rate and APY may change after account opening. Fees may reduce earnings.

Requirements

Product: Early withdrawal on deposit accounts could reduce earnings. Requires membership with a Regular Savings Account maintained with a minimum $1 balance.