Best 1-year CD rates

Requirements

Product: Penalty may be applied on funds withdrawn prior to maturity for all term deposit certificates. Fees charged could reduce earnings on an account.

Offer: 12 Month TDC. Minimum daily balance to obtain APY $10.00. Minimum deposit to open is $500.00.

Requirements

Product: Dividends can compound, be paid by check, or transferred to an account monthly (min. $10.00). Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account. Rates subject to change without notice. Early withdrawal is subject to penalty and may reduce earnings.

Offer: Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account. Rates subject to change without notice. Early withdrawal is subject to penalty and may reduce earnings.

Requirements

Product: Fixed rate for the term of the certificate. Early withdrawal penalty may apply.

Requirements

Product: Fixed rate locked for term. Dividends compound daily. Automatically renews at maturity with a 7-day grace period. Early withdrawal penalty applies. Must maintain membership share in Primary Savings.

Offer: Minimum balance of $250 required to earn stated APY. Fixed rate for 12 months.

Requirements

Product: Compounding dividends computed daily and paid quarterly. Automatically renews at maturity. Penalties may be imposed for early withdrawal. Accounts and rates are subject to membership eligibility and qualifications. Additional deposits not allowed once opened.

Requirements

Product: To qualify for the $250 opening deposit, you must be bringing new money to your NGM Credit Union accounts. For transfer of funds from existing NGM Credit Union accounts to a CD the opening balance is $1,000. 2 months dividend penalty applies for early withdrawal on all terms. Specific disclosure about the Term Share Account is available at the Credit Union when you open a new account or upon request. Member accounts in this Credit Union are federally insured by the National Credit Union Share Insurance Fund up to $250,000.

Offer: Promotional rate. $250 opening deposit requires new money; $1,000 opening balance for transfers from existing NGM Credit Union accounts.

Requirements

Product: Requires minimum balance of $500 and 100% of deposit in new money (funds not currently held by Capital Credit Union in any share or deposit account). After 12 months, balance automatically rolls into a regular 12-Month CD at advertised rate. Early withdrawal penalties apply. Offer expires when limit is reached.

Offer: Requires 100% new money. Automatically rolls over into a regular 12-Month CD at maturity.

Requirements

Product: $5,000 minimum to open; limited time offer; not available for public funds or IRAs; early withdrawal penalty may apply. Allows one additional deposit less than or equivalent to initial deposit, one penalty-free withdrawal of up to 50% of current balance, and one rate change during the term.

Offer: $5,000 minimum to open; limited time offer; not available for public funds or IRAs; early withdrawal penalty may apply. Make one additional deposit less than or equivalent to initial deposit; make one penalty free withdrawal of up to 50% of current balance; rate may be changed one time during the term.

Requirements

Product: Minimum deposit of $1,000. Dividends compounded and credited monthly. Account does not automatically renew at maturity.

Requirements

Product: Minimum opening deposit is $500. Early withdrawal penalties apply and may reduce earnings. Automatic renewal available.

Offer: Penalty for early withdrawal.

Requirements

Product: Minimum opening balance is $1,000.00. Early withdrawal penalty may apply. Dividends paid monthly. Interest compounds monthly.

Offer: Under $75,000 in Total Shares

Requirements

Product: No setup or maintenance fees. Accounts are subject to penalty for early withdrawal, and terms renew automatically. Insured up to $500,000.

Offer: Must maintain the disclosed minimum daily balance to earn dividends and obtain the disclosed APY. Penalty for early withdrawal.

Requirements

Product: No setup or maintenance fees. Accounts are subject to penalty for early withdrawal, and terms renew automatically. Insured up to $500,000.

Offer: Limited-time offer. $1,000 minimum balance to open certificate and earn dividends. Penalty for early withdrawal.

Requirements

Offer: 12 Month Certificate; early withdrawal penalty applies (3 months interest loss).

Requirements

Product: $1,000 minimum deposit required to open certificates (except kid's CDs require a $500 minimum deposit). Substantial penalty for early withdrawals applies. APY and rates subject to change at any time.