Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 76–90 of 94 in Indiana · median 5.00% APR
- 5.75%APRas low as · up to 9.49%
5.75% APR, up to 9.49%
Terms
Rates range from 5.75% APR for Excellent credit to 9.49% APR for Fair credit. Actual APR determined at disbursement based on application and credit history.
Auto loan score 69 · Carrot Score 93
Rate checked · Auto loans rates on its site
More details - 5.75%APRas low as
Terms
Rates starting as low as 5.75%.
Auto loan score 69
Rate checked · Auto loans rates on its site
More details - 5.81%APRas low as
Terms
Example based on borrowing $30,000 with a $249 loan processing fee (total loan amount $30,249) on a 5-year loan with an interest rate of 5.49% yielding 5.810% APR. Actual interest rate and APR may vary.
Auto loan score 68 · Carrot Score 81
Rate checked · Auto loans rates on its site
More details - 5.84%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Model Year: New - 2024
Auto loan score 65 · Carrot Score 84
Rate checked · Auto loans rates on its site
More details - 5.89%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Up to 60 months. Diamond Status My Member Perks.
Auto loan score 68 · Carrot Score 84
Rate checked · Auto loans rates on its site
More details - 5.89%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
New only, model years 2025-2027. Rates shown reflect all possible discounts and are subject to change without notice. Rates are based on credit history and qualifications. Not all applicants will qualify for lowest rates.
Auto loan score 63 · Carrot Score 82
Rate checked · Auto loans rates on its site
More details - 5.99%APRas low as
Terms
Model years 2023-2027. Term in months may vary based on applicant's credit profile, or vehicle type, mileage, and condition.
Auto loan score 66 · Carrot Score 97
Rate checked · Auto loans rates on its site
More details - 5.99%APRas low as
Auto loan score 66 · Carrot Score 72
Rate checked · Auto loans rates on its site
More details - 6.04%APRas low as
Terms
APR as low as stated. APR may vary based on credit qualification, loan amount, loan-to-value, mileage, and/or loan term. Not all applicants will qualify for the lowest rate. Example: $25,000 for 66 months at 6.04% APR has a monthly payment of $446.13 ($150 loan processing fee increases APR to 6.27% and monthly payment to $448.80).
Auto loan score 66 · Carrot Score 68
Rate checked · Auto loans rates on its site
More details - 6.10%APRas low as
Terms
Model Year New-2024. Estimated monthly payment $18.59 per $1,000 borrowed.
Auto loan score 66 · Carrot Score 81
Rate checked · Auto loans rates on its site
More details - 6.14%APRas low as
Terms
Rate as low as 5.99%.
Auto loan score 65 · Carrot Score 84
Rate checked · Auto loans rates on its site
More details - 6.24%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Advertised rate includes 0.25% rate reduction for automatic payment from a Park Community CU account. Final rate determined by credit score, vehicle age, vehicle value and loan term.
Auto loan score 63 · Carrot Score 70
Rate checked · Auto loans rates on its site
More details - 6.29%APRas low as
Terms
Model years 2025 - 2026. Rates based on evaluation of credit history.
Auto loan score 62 · Carrot Score 65
Rate checked · Auto loans rates on its site
More details - 6.34%APRas low as
Terms
Auto Year 2024+.
Auto loan score 64 · Carrot Score 91
Rate checked · Auto loans rates on its site
More details - 6.49%APRas low as
Terms
As low as APR. Example: APR on a $20,000 loan is 6.49% based on a rate of 6.40%, resulting in an approximate payment of $336.09, for a 72 month term. Subject to a one-time $49 processing fee.
Auto loan score 63 · Carrot Score 63
Rate checked · Auto loans rates on its site
More details
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Indiana
94 banks and credit unions · checked Oct 23–30
- Typical
- 5.00%
- Top 10% up to
- 4.46%
- Credit unions, typical
- 5.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- Elements FinancialCredit union · 5 branches