Credit union · NCUA insured
Members Advantage Credit Union Auto Loan Rates
Top CarrotMembers Advantage Credit Union auto loans start at 5.75% APR for a new vehicle and 5.75% for a used one. Rates checked October 15, 2026.
How Members Advantage Credit Union’s auto loan rates compare
Compared with banks and credit unions near Michigan City, IN, where Members Advantage Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Members Advantage Credit Union
5.75%APR
- Terms
- up to 60 months
- Up to
- 9.49% APR
- Discount
- None included
Auto Loan
Lowest rate
Allegius Credit Union
4.50%APR
- Terms
- —
- Up to
- 18.00% APR
- Discount
- None included
2nd-lowest rate
PNC
5.34%APR
- Terms
- —
- Up to
- 20.69% APR
- Discount
- Included in the rate
Members Advantage Credit Union auto loan score
68
Auto loan score
Higher than 23% of U.S. banks and credit unions
- New vehicleNew5.75%
- Used vehicleUsed5.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Members Advantage Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
New and used auto loans. Actual APR determined at disbursement based on credit and application. Rates quoted assume excellent borrower credit history; not all applicants qualify for the lowest rate.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.25%–6.75% | Rates range from 5.25% APR for Excellent credit to 6.75% APR for Fair credit. Actual APR determined at disbursement based on application and credit history. |
| up to 60 months | 5.75%–9.49% | Rates range from 5.75% APR for Excellent credit to 9.49% APR for Fair credit. Actual APR determined at disbursement based on application and credit history. |
| up to 72 months | 6.25%–10.49% | Rates range from 6.25% APR for Excellent credit to 10.49% APR for Fair credit. Actual APR determined at disbursement based on application and credit history. |
Sources (1)
- macuonline.org/lending/auto-loan · captured Oct 15, 2026
Love Your Auto Rate (Refinance)
Refinance on current loans not at MACU. Cannot combine with other auto offers/discounts. Offer expires 10/31/2026. All loans and rates based on personal credit history. Rates subject to change at any time.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.99% | As low as rate for refinancing auto loans not currently at MACU. Based on personal credit history; cannot combine with other auto offers/discounts. Offer expires 10/31/2026. |
Sources (1)
- macuonline.org/why-macu/news/item/292-auto-oct-2026 · captured Oct 15, 2026
Secured - New & Used Autos
All loans and rates are based subject to personal credit history. Rates and terms are subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.99% | Rates beginning as low as 5.99% A.P.R. Subject to personal credit history. |
Sources (1)
- macuonline.org/why-macu/rates · captured Oct 15, 2026
Who can join Members Advantage Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.