Credit union · NCUA insured
Liberty FCU Auto Loan Rates
Liberty FCU auto loans start at 5.84% APR for a new vehicle and 6.29% for a used one. Rates checked October 15, 2026.
How Liberty FCU’s auto loan rates compare
Compared with banks and credit unions near Nashville, TN, where Liberty FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Liberty FCU
5.84%APR
- Terms
- up to 63 months
- Up to
- —
New/Used Auto
Lowest rate
Enbright Credit Union
3.75%APR
- Terms
- up to 84 months
- Up to
- —
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
Liberty FCU auto loan score
65
Auto loan score
Higher than 14% of U.S. banks and credit unions
- New vehicleNew5.84%
- Used vehicleUsed6.29%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Liberty FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycle
Receive 1/4% APR off your new personal or auto loan when you have select Liberty FCU checking accounts. No prepayment penalties.
| Terms | APR | Conditions |
|---|---|---|
| up to 63 months | 8.95% | Model Year: New - 2024 |
| up to 66 months | 9.20% | Model Year: New - 2024 |
| up to 72 months | 9.35% | Model Year: New - 2024 |
| up to 75 months | 9.60% | Model Year: New - 2024 |
| up to 84 months | 10.65% | Model Year: New - 2024 |
| up to 63 months | 9.00% | Model Year: 2023 |
| up to 66 months | 10.05% | Model Year: 2023 |
| up to 72 months | 10.20% | Model Year: 2023 |
| up to 63 months | 9.20% | Model Year: 2022 |
| up to 63 months | 10.05% | Model Year: 2021 |
| up to 63 months | 10.50% | Model Year: 2020 |
| up to 60 months | 11.30% | Model Year: 2019 - Older |
Sources (1)
- libertyfcu.org/loan-rates · captured Oct 5, 2026
New/Used Auto
Receive 1/4% APR off your new personal or auto loan when you have select Liberty FCU checking accounts. No prepayment penalties.
| Terms | APR | Conditions |
|---|---|---|
| up to 63 months | 5.84% | Model Year: New - 2024 |
| up to 66 months | 5.98% | Model Year: New - 2024 |
| up to 72 months | 6.02% | Model Year: New - 2024 |
| up to 75 months | 6.28% | Model Year: New - 2024 |
| up to 84 months | 6.53% | Model Year: New - 2024 |
| up to 63 months | 6.14% | Model Year: 2023 |
| up to 66 months | 6.38% | Model Year: 2023 |
| up to 72 months | 6.38% | Model Year: 2023 |
| up to 75 months | 6.53% | Model Year: 2023 |
| up to 84 months | 7.60% | Model Year: 2023 |
Sources (1)
- libertyfcu.org/loan-rates · captured Oct 5, 2026
Used Auto
Receive 1/4% APR off your new personal or auto loan when you have select Liberty FCU checking accounts. No prepayment penalties.
| Terms | APR | Conditions |
|---|---|---|
| up to 63 months | 6.29% | Model Year: 2022 |
| up to 66 months | 6.48% | Model Year: 2022 |
| up to 72 months | 6.53% | Model Year: 2022 |
| up to 75 months | 6.99% | Model Year: 2022 |
| up to 63 months | 6.39% | Model Year: 2021 |
| up to 66 months | 6.64% | Model Year: 2021 |
| up to 72 months | 6.74% | Model Year: 2021 |
| up to 75 months | 7.99% | Model Year: 2021 |
| up to 63 months | 6.58% | Model Year: 2020 |
| up to 66 months | 6.84% | Model Year: 2020 |
| up to 72 months | 7.25% | Model Year: 2020 |
| up to 60 months | 8.99% | Model Year: 2019 - Older |
| up to 66 months | 10.40% | Model Year: 2019 - Older |
Sources (1)
- libertyfcu.org/loan-rates · captured Oct 5, 2026
Who can join Liberty FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.