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Credit union · NCUA insured

Madison County Federal Credit Union Auto Loan Rates

Madison County Federal Credit Union auto loans start at 5.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 15, 2026.

How Madison County Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Indianapolis, IN, where Madison County Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Madison County Federal Credit Union

    5.99%APR

    Terms
    —
    Up to
    —

    Auto Loans

  • Lowest rate

    Financial Center First

    4.49%APR

    Terms
    —
    Up to
    —

    Financial Center First rates

  • Top Carrot, Carrot Score 91

    2nd-lowest rate

    Indiana Members Credit Union

    4.49%APR

    Terms
    36–84 months
    Up to
    6.74% APR

    Indiana Members Credit Union rates

Compare auto loan rates near you →

Madison County Federal Credit Union auto loan score

66

Auto loan score

Higher than 17% of U.S. banks and credit unions

By vehicle
  • New vehicleNew5.99%
  • Used vehicleUsed5.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Madison County Federal Credit Union ranks

By auto loan score, in each area where it has branches

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Madison County Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

← Madison County Federal Credit Union overview