Credit union · NCUA insured
REGIONAL federal credit union Auto Loan Rates
REGIONAL federal credit union auto loans start at 5.89% APR for a new vehicle and 6.39% for a used one. Rates checked October 15, 2026.
How REGIONAL federal credit union’s auto loan rates compare
Compared with banks and credit unions near Chicago, IL-IN, where REGIONAL federal credit union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
REGIONAL federal credit union
5.89%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
New and Used Auto Loans
Lowest rate
Rock Valley Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
REGIONAL federal credit union auto loan score
63
Auto loan score
Higher than 9% of U.S. banks and credit unions
- New vehicleNew5.89%
- Used vehicleUsed6.39%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where REGIONAL federal credit union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New and Used Auto Loans
Financing up to 125% including taxes, title and registration fees. Terms up to 72 months (84 months for new autos). Rates shown reflect all possible discounts and are based on credit history and qualifications.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.49% | Model years 2023-2027. Rates shown reflect all possible discounts and are subject to change without notice. Rates are based on credit history and qualifications. Not all applicants will qualify for lowest rates. |
| up to 60 months | 4.74% | Model years 2023-2027. Rates shown reflect all possible discounts and are subject to change without notice. Rates are based on credit history and qualifications. Not all applicants will qualify for lowest rates. |
| up to 72 months | 4.99% | Model years 2023-2027. Rates shown reflect all possible discounts and are subject to change without notice. Rates are based on credit history and qualifications. Not all applicants will qualify for lowest rates. |
| up to 84 months | 5.89% | New only, model years 2025-2027. Rates shown reflect all possible discounts and are subject to change without notice. Rates are based on credit history and qualifications. Not all applicants will qualify for lowest rates. |
| up to 60 months | 6.14% | Model years 2021-2022. Rates shown reflect all possible discounts and are subject to change without notice. Rates are based on credit history and qualifications. Not all applicants will qualify for lowest rates. |
| up to 72 months | 6.39% | Model years 2021-2022. Rates shown reflect all possible discounts and are subject to change without notice. Rates are based on credit history and qualifications. Not all applicants will qualify for lowest rates. |
| up to 60 months | 6.64% | Model years 2017-2020. Rates shown reflect all possible discounts and are subject to change without notice. Rates are based on credit history and qualifications. Not all applicants will qualify for lowest rates. |
Sources (1)
- regionalfcu.org/borrow/auto-loans · captured Oct 5, 2026
Who can join REGIONAL federal credit union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school or business in Lake and Porter Counties in Indiana.
Membership information collected October 5, 2026.