Credit union · NCUA insured
Park Community Credit Union Auto Loan Rates
Park Community Credit Union auto loans start at 6.24% APR for a new vehicle and 6.24% for a used one. Rates checked October 22, 2026.
How Park Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Park Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Park Community Credit Union
6.24%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
Auto Loans
Lowest rate
Brown Forman Employees Credit Union
3.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
Louisville/Jefferson County Metropolitan Sewer District (MSD)
4.25%APR
- Terms
- up to 72 months
- Discount
- None included
Louisville/Jefferson County Metropolitan Sewer District (MSD) rates
Park Community Credit Union auto loan score
63
Auto loan score
Higher than 10% of U.S. banks and credit unions
- New vehicleNew6.24%
- Used vehicleUsed6.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Park Community Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Must qualify. Final rate determined by credit score, vehicle age, vehicle value and loan term. Advertised rate includes 0.25% rate reduction for automatic payment from a Park Community CU account. Full coverage insurance is required on all Park Community auto loans.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.48% | Advertised rate includes 0.25% rate reduction for automatic payment from a Park Community CU account. Final rate determined by credit score, vehicle age, vehicle value and loan term. |
| 49–60 months | 6.24% | Advertised rate includes 0.25% rate reduction for automatic payment from a Park Community CU account. Final rate determined by credit score, vehicle age, vehicle value and loan term. |
| 61–72 months | 6.74% | Advertised rate includes 0.25% rate reduction for automatic payment from a Park Community CU account. Final rate determined by credit score, vehicle age, vehicle value and loan term. |
| 73–84 months | 7.49% | Advertised rate includes 0.25% rate reduction for automatic payment from a Park Community CU account. Final rate determined by credit score, vehicle age, vehicle value and loan term. |
| 85–96 months | 8.49% | Advertised rate includes 0.25% rate reduction for automatic payment from a Park Community CU account. Final rate determined by credit score, vehicle age, vehicle value and loan term. |
Sources (3)
All captured Oct 15, 2026
Motorcycle Loans
Must qualify. Final rate determined by credit score, collateral age, collateral value, and loan term. Advertised rate includes 0.25% rate reduction for automatic payments.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 8.24% | Advertised rate includes 0.25% rate reduction for automatic payments. Final rate determined by credit score, collateral age, collateral value, and loan term. |
| 49–60 months | 8.49% | Advertised rate includes 0.25% rate reduction for automatic payments. Final rate determined by credit score, collateral age, collateral value, and loan term. |
| 61–72 months | 8.99% | Advertised rate includes 0.25% rate reduction for automatic payments. Final rate determined by credit score, collateral age, collateral value, and loan term. |
| 73–84 months | 9.49% | Advertised rate includes 0.25% rate reduction for automatic payments. Final rate determined by credit score, collateral age, collateral value, and loan term. |
Who can join Park Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Membership is open to anyone who joins the Financial Fitness Association (FFA), with complimentary membership provided by Park for those who do not otherwise qualify.
Where you live or work
- Eligibility is available to individuals who live, work, worship, or attend school in one of Park Community Credit Union's qualifying areas/counties.
Employers and groups
- Eligibility is available to members of qualifying community partner organizations and associations.
- Eligibility is available to employees of Park Community Credit Union's employer/workplace partners.
Military, government and schools
- Eligibility is available to employees of qualifying government entities and educational institutions partnered with Park Community Credit Union.
Family and household
- Eligibility is open to immediate family members or members of the household of individuals eligible for Park Community Credit Union.
Membership information collected October 4, 2026.