Credit union · Privately insured
Interra Credit Union Auto Loan Rates
Interra Credit Union auto loans start at 6.04% APR for a new vehicle and 6.04% for a used one. Rates checked October 15, 2026.
How Interra Credit Union’s auto loan rates compare
Compared with banks and credit unions near Elkhart, IN, where Interra Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Interra Credit Union
6.04%APR
- Terms
- —
Vehicle Loans
Lowest rate
Everence
4.74%APR
- Terms
- up to 60 months
2nd-lowest rate
Chiphone Federal Credit Union
5.24%APR
- Terms
- up to 84 months
Interra Credit Union auto loan score
65
Auto loan score
Higher than 15% of U.S. banks and credit unions
- New vehicleNew6.04%
- Used vehicleUsed6.04%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Interra Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycles/ATVs/Jet Skis/Snowmobiles
Subject to credit approval. APR may vary based on credit qualification, loan amount, loan-to-value, mileage, and loan term. Not all applicants will qualify for the lowest rate.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.49% | Subject to credit approval. APR may vary based on credit qualification, loan amount, loan-to-value, mileage, and loan term. Not all applicants will qualify for the lowest rate. |
Sources (1)
- interracu.com/rates · captured Oct 5, 2026
Vehicle Loans
APR may vary based on credit qualification, loan amount, loan-to-value, mileage, and/or loan term. 100% financing available to qualified borrowers. Not all applicants will qualify for the lowest rate. Loans subject to credit approval and collateral review. Example: $25,000 for 66 months at 6.04% APR has a monthly payment of $446.13 ($150 loan processing fee increases APR to 6.27% and monthly payment to $448.80).
| Terms | APR | Conditions |
|---|---|---|
| — | 6.04% | APR as low as stated. APR may vary based on credit qualification, loan amount, loan-to-value, mileage, and/or loan term. Not all applicants will qualify for the lowest rate. Example: $25,000 for 66 months at 6.04% APR has a monthly payment of $446.13 ($150 loan processing fee increases APR to 6.27% and monthly payment to $448.80). |
Who can join Interra Credit Union
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