Credit union · NCUA insured
CommunityWide Federal Credit Union Auto Loan Rates
Top CarrotCommunityWide Federal Credit Union auto loans start at 5.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 15, 2026.
How CommunityWide Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near South Bend, IN-MI, where CommunityWide Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
CommunityWide Federal Credit Union
5.99%APR
- Terms
- 49–60 months
- Up to
- —
CW Auto Loans
Lowest rate
TLCU Financial
4.24%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
Circle Federal Credit Union
4.25%APR
- Terms
- up to 84 months
- Up to
- 7.25% APR
CommunityWide Federal Credit Union auto loan score
66
Auto loan score
Higher than 17% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CommunityWide Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
CW Auto Loans
Rates as low as stated APR. Add 2.0% for all Sports Utility Units (non-auto). Term in months may vary based on applicant's credit profile, or vehicle type, mileage, and condition.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.49% | Model years 2023-2027. Term in months may vary based on applicant's credit profile, or vehicle type, mileage, and condition. |
| 49–60 months | 5.99% | Model years 2023-2027. Term in months may vary based on applicant's credit profile, or vehicle type, mileage, and condition. |
| 61–72 months | 6.49% | Model years 2023-2027. Term in months may vary based on applicant's credit profile, or vehicle type, mileage, and condition. |
| 73–78 months | 6.99% | Model years 2023-2027. Term in months may vary based on applicant's credit profile, or vehicle type, mileage, and condition. |
| up to 48 months | 6.99% | Model years 2022 & older. Term in months may vary based on applicant's credit profile, or vehicle type, mileage, and condition. |
| 49–60 months | 7.49% | Model years 2022 & older. Term in months may vary based on applicant's credit profile, or vehicle type, mileage, and condition. |
| 61–72 months | 7.99% | Model years 2022 & older. Term in months may vary based on applicant's credit profile, or vehicle type, mileage, and condition. |
| 73–78 months | 8.49% | Model years 2022 & older. Term in months may vary based on applicant's credit profile, or vehicle type, mileage, and condition. |
Sources (1)
- comwide.com/borrow/auto-loans · captured Oct 5, 2026
Who can join CommunityWide Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals can qualify for membership as a donor member of Michiana Goodwill Boosters, Marine Corps League of St. Joseph Valley, Habitat for Humanity Helpers, or Ronald McDonald House Charities of Michiana by including $5.00 association dues at account opening.
- Employees and retirees of designated participating employer and organization groups are eligible for membership.
Military, government and schools
- Employees or retirees of Acme Institute of Technology are eligible for membership.
- U. S. Govt. Civilian Employees (working in or supervised from South Bend except S.B. postal workers) and retirees are eligible for membership.
Family and household
- Immediate family members living in the same household of qualified CW members are eligible for membership.
- Spouses of persons who died while within the credit union's field of membership are eligible for membership.
Cost to join
- Association dues of $5.00 to the organization of your choice at the time of account opening.
Membership information collected October 5, 2026.