Compare Bank & Credit Union Rates
Best auto loan rates in Tigard, OR
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–15 of 18 in Washington County, OR · median 5.29% APR
- 4.49%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Applies to automobiles with a model year five years past the current model year or newer with less than 100,000 miles. Monthly payments are estimated at $15.88 per $1,000 financed with no down payment. The APR includes a 1.00% discount for monthly automatic payment from a First Community checking account; failure to maintain results in a permanent 1.00% APR increase. Offer applies to finance new and used automobile purchases and loans refinanced from another financial institution. Repayment period and loan-to-value limits are based on creditworthiness, loan amount and collateral.
Auto loan score 73 · Carrot Score 64
Rate checked · Auto loans rates on its site
Rates and branches - 4.75%APRas low as · up to 11.25%
4.75% APR, up to 11.25%
Terms
Fixed Rate.
Auto loan score 87 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches - 4.94%APRas low as · up to 17.28%with conditions
4.94% APR, up to 17.28%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Repayment terms 73-84 months. Model years 2025 – 2027. Rate includes 0.50% EV discount, 0.25% automatic payment reduction, and 0.25% Premier Member Merits discount.
Auto loan score 82 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - First Tech Federal Credit UnionNew Auto Loan - 2025 and Newer Models · up to 65 months
Credit union · 5 branches
4.99%APRas low asTerms
Rate as low as 4.99% APR for 65 months term with loan amount $1,000 to $300,000.
Auto loan score 83 · Carrot Score 79
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as · up to 13.35%
4.99% APR, up to 13.35%
Terms
Fixed rate loan with terms up to 60 months. Quoted rates do not include rate reduction for SmartWay vehicle designation. Rate discounts only offered on fixed rate loans. Vehicles over 10 model years old subject to additional 0.50% APR.
Auto loan score 83 · Carrot Score 72
Rate checked · Auto loans rates on its site
Rates and branches - OnPoint Community Credit Union2023 & Newer Auto Loans (Cars, trucks & vans) · 36–60 months
Credit union · 11 branches
4.99%APRas low as · up to 9.44%4.99% APR, up to 9.44%
Auto loan score 82 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches - 5.24%APRas low as · up to 15.79%
5.24% APR, up to 15.79%
Terms
Repayment period 37-60 months; minimum loan amount $5,000.
Auto loan score 77 · Carrot Score 76
Rate checked · Auto loans rates on its site
Rates and branches - 5.24%APRas low as
Terms
Payment example is based on a $15,000 loan ($244.00/month).
Auto loan score 75 · Carrot Score 79
Rate checked · Auto loans rates on its site
Rates and branches - 5.24%APRas low as · up to 17.24%
5.24% APR, up to 17.24%
Terms
Payment example: $17.47 - $23.55 per $1,000. Model years 2020-2026.
Auto loan score 73 · Carrot Score 70
Rate checked · Auto loans rates on its site
Rates and branches - 5.34%APRas low as · up to 20.44%
5.34% APR, up to 20.44%
Terms
Model year 2022 & Newer. Actual rates depend on member credit qualifications, including term of the loan, age and mileage of the vehicle, credit, and employment history. Payment schedule up to 60 months. Monthly payment per $1,000 borrowed: $19.07 - $26.97.
Auto loan score 76 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches - 5.41%APRas low as · up to 18.00%
5.41% APR, up to 18.00%
Terms
Fixed rate. 60 Months term. 2022 & Newer: 5.41% - 18.00%; 2017-2021: 5.91% - 18.00%; 2016 & Older: 6.41% - 18.00%.
Auto loan score 75 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 5.50%APRas low as
Terms
Vehicle that is 2024 or newer and with 40,000 or less miles. Maximum term is subject to loan amount and borrower qualifications.
Auto loan score 72 · Carrot Score 68
Rate checked · Auto loans rates on its site
Rates and branches - 5.64%APRas low as
Terms
Advertised as-low-as APR assumes excellent borrower credit history and is specific to VA. Advertised rate does not include additional BofA Rewards interest rate discount of 0.10% to 0.50%. Rate guaranteed for 30 days from application approval.
Auto loan score 66 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - 5.74%APRas low as · up to 18.00%with conditions
5.74% APR, up to 18.00%
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
New or used autos; valid for new and used personal vehicles only. Reflects all possible discounts. Rate is fixed.
Auto loan score 66 · Carrot Score 79
Rate checked · Auto loans rates on its site
Rates and branches - Rivermark Community Credit UnionAuto Loans: 2022 and Newer · up to 76 months
Credit union · 5 branches
6.24%APRas low as · up to 16.49%6.24% APR, up to 16.49%
Terms
Term up to 76 months. Monthly payment is $15.96 - $21.15 per $1,000 borrowed.
Auto loan score 65 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Washington County, OR
18 banks and credit unions · checked Oct 16–22
- Typical
- 5.29%
- Top 10% up to
- 4.88%
- Banks, typical
- 6.32%
- Credit unions, typical
- 5.24%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Portland, OR-WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Rivermark Community Credit UnionCredit union · 18 branches
- Ukrainian Federal Credit UnionCredit union · 2 branches