Compare Bank & Credit Union Rates
Best auto loan rates in Nebraska
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 16–30 of 50 in Nebraska · median 4.99% APR
- 4.74%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Vehicle year: 2025 - 2024. Member Loyalty Loan Rate Discount includes a 0.50% APR discount for members with active direct deposit totaling $500+ per month to a Cobalt checking account, at least one loan/HELOC/mortgage/credit card open at application, and accounts in good standing.
Auto loan score 73 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 4.75%APRas low as · up to 10.00%with conditions
4.75% APR, up to 10.00%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Lowest rate requires credit score 700+, active checking/direct deposit, and payment deducted from Siouxland FCU account. Coupon book payment adds 0.25%.
Auto loan score 87 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - Hemingford Community Federal Credit UnionNew Vehicles (New and 1 & 2 Yrs Old) · 49–60 months
Credit union · 1 branch
4.75%APRas low as · up to 10.50%with conditions4.75% APR, up to 10.50%
This rate needs autopay.
Terms
Requires automatic repayment or 1% is added to rate.
Auto loan score 82 · Carrot Score 74
Rate checked · Auto loans rates on its site
Rates and branches - 4.75%APRas low as
Terms
Limited-time special. As low as 4.75% APR. Rate based on creditworthiness and term of loan.
Auto loan score 82 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - 4.75%APRas low as
Auto loan score 82 · Carrot Score 79
Rate checked · Auto loans rates on its site
Rates and branches - 4.80%APRas low as
Terms
Rates stated as low as, based on best credit score in rate tier. Monthly payment per $1000 borrowed: $18.78.
Auto loan score 82 · Carrot Score 76
Rate checked · Auto loans rates on its site
Rates and branches - 4.85%APRas low as
Terms
Model years 2026 - 2025; Payment per $1,000 is $18.81
Auto loan score 83 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - 4.87%APRas low as
Terms
Available for well-qualified members. Your loan rate may vary, depending on your credit score, loan term, and loan type.
Auto loan score 82 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 4.95%APRas low as · up to 12.45%
4.95% APR, up to 12.45%
Terms
Rate based on creditworthiness. Financing up to 6 years for loans over $12,000.00, and up to 7 years for loans over $20,000.00.
Auto loan score 80 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as · up to 18.00%
4.99% APR, up to 18.00%
Terms
Credit score tiers: 740 & up (4.99%), 680-739 (5.99%), 640-679 (7.49%), 600-639 (9.99%), 550-599 (16.99%), 549 or less (18.00%). Terms based upon year of collateral.
Auto loan score 83 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - Omaha Federal Credit UnionNew Auto – 2024 – 2026 Model Yrs · up to 60 months
Credit union · 4 branches
4.99%APRas low asTerms
Starting at 4.99% APR for 60 Months term on 2024 – 2026 Model Yrs. Rates vary by creditworthiness, loan term, and security. A 1/4% discount for payroll direct deposit and automatic repayment may be available.
Auto loan score 78 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as
Terms
Rates as low as stated; determined after application is submitted and processed.
Auto loan score 76 · Carrot Score 71
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Terms up to 60 months. Rate includes a 0.50% discount for autopay from a LincOne Checking Account.
Auto loan score 72 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 5.10%APRas low as
Terms
As low as rate. Rate based on credit history.
Auto loan score 81 · Carrot Score 71
Rate checked · Auto loans rates on its site
Rates and branches - 5.24%APRas low as
Terms
New vehicles. Maximum loan amount 125% of Sticker Price. Requires title and insurance. Stated APR is 'as low as' and includes qualifying discounts; rates are subject to credit risk/score adjustment.
Auto loan score 70 · Carrot Score 66
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Nebraska
50 banks and credit unions · checked Oct 15–22
- Typical
- 4.99%
- Top 10% up to
- 4.22%
- Banks, typical
- 6.32%
- Credit unions, typical
- 4.82%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nebraska
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornhusker BankBank · 9 branches
- PenFed Credit UnionCredit union · 3 branches
- Metro Credit UnionCredit union · 5 branches