Compare Bank & Credit Union Rates
Best auto loan rates in Nebraska
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–15 of 50 in Nebraska · median 4.99% APR
- 3.24%APRas low as
Terms
Approx loan payment $361.53 based on a $20,000 loan.
Auto loan score 99 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches - 3.84%APRas low as
Terms
Rates as low as stated APR. Assumes excellent credit. In partnership with TrueCar.
Auto loan score 91 · Carrot Score 96
Rate checked · Auto loans rates on its site
Rates and branches - 3.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Loan must be secured by a 2022 or newer Auto and under 50,000 miles. To qualify for this rate, you must have an automatic payment from a checking account and $5,000 New Money.
Auto loan score 94 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 3.99%APRas low as
Terms
As low as rate for new/used auto loans.
Auto loan score 94 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches - Omaha Police Federal Credit UnionAutos - New (2024 – New) · up to 60 months
Credit union · 2 branches
4.00%APRas low aswith conditionsThis rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
5 years or less. As low as 4.00%* with auto-pay.
Auto loan score 88 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.25%APRas low as
Terms
Rates as low as 4.25%. Up to 100% financing for most vehicle purchases and terms available up to 7 years. New or pre-owned vehicles.
Auto loan score 92 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 4.25%APRas low as
Terms
New Auto or Motorcycle (2023 - 2026)
Auto loan score 89 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 4.25%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rates as low as for well qualified borrowers. Minimum loan amount $5,000.00. Assumes a 0.50% discount for making automatic payments. Refinances of existing Metro Credit Union loans are not eligible.
Auto loan score 87 · Carrot Score 92
Rate checked · Auto loans rates on its site
Rates and branches - 4.29%APRas low as
Terms
As low as rate for 37-60 months on new vehicles (2025 and newer model years). Assumes excellent credit.
Auto loan score 88 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 4.49%APRas low as
Terms
Daily periodic rate is .0123. APR as low as.
Auto loan score 83 · Carrot Score 69
Rate checked · Auto loans rates on its site
Rates and branches - LPS Employees Federal Credit UnionNew Vehicle/RV (2025 & Newer) · up to 60 months
Credit union · 1 branch
4.50%APRas low as · up to 7.50%4.50% APR, up to 7.50%
Terms
Credit score > 700 to 649-550; best rate requires credit score > 700
Auto loan score 85 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
New and Used 2023-New. New Autos - 110% of dealer sticker. Rates are quoted 'as low as' and include a 1/2 discount for payroll deduction/automatic transfer.
Auto loan score 82 · Carrot Score 71
Rate checked · Auto loans rates on its site
Rates and branches - 4.70%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Model year: 2024 & Newer. Stated base term is 36 months (36-84 months available). Repayment example: $25,000 at 4.70% APR for 36 months is $745.91/month; $25,000 at 4.87% APR for 60 months is $470.29/month.
Auto loan score 86 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches - Meridian Trust Federal Credit UnionNew and Used Auto Loans - Cars and Trucks · up to 96 months
Credit union · 2 branches
4.74%APRas low aswith conditionsThis rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Vehicles 2025-2026. Assumes credit score 750+ and includes 0.25% automatic payment discount (4.99% without discount). Loan terms up to 96 months.
Auto loan score 83 · Carrot Score 79
Rate checked · Auto loans rates on its site
Rates and branches - The Family Credit UnionNew & Used Vehicles, Trucks, Motorcycles 2023 – 2026 · up to 60 months
Credit union · 1 branch
4.74%APRas low asTerms
Up to 60 months. Includes a 10% down payment for fixed APR up to 60 months.
Auto loan score 83 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Nebraska
50 banks and credit unions · checked Oct 15–22
- Typical
- 4.99%
- Top 10% up to
- 4.22%
- Banks, typical
- 6.32%
- Credit unions, typical
- 4.82%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nebraska
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornhusker BankBank · 9 branches
- PenFed Credit UnionCredit union · 3 branches
- Metro Credit UnionCredit union · 5 branches