Compare Bank & Credit Union Rates
Best auto loan rates in Louisiana
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 16–30 of 66 in Louisiana · median 5.04% APR
- 4.50%APRas low as
Terms
90-100% financing. Term up to 72 months.
Auto loan score 85 · Carrot Score 80
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as · up to 18.00%
4.50% APR, up to 18.00%
Terms
New or Used Above 8O% Financing; rates vary by credit rating (A Plus to E)
Auto loan score 83
Rate checked · Auto loans rates on its site
Rates and branches - 4.69%APRas low as · up to 15.50%
4.69% APR, up to 15.50%
Terms
Terms over 72 months for Vehicles valued over $40,000. Rate and term determined by credit-worthiness.
Auto loan score 88 · Carrot Score 95
Rate checked · Auto loans rates on its site
Rates and branches - 4.70%APRas low as
Terms
Model Year: New Collateral. On New Collateral Loans, depending on the Manufacturers Suggested Retail Price, you may be eligible for financing of up to 84 months.
Auto loan score 88
Rate checked · Auto loans rates on its site
Rates and branches - 4.79%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Stated APR includes a .50% Full Direct Deposit discount. Actual rate based on creditworthiness.
Auto loan score 76 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 4.95%APRas low as
Terms
Rates are based on creditworthiness and subject to credit approval. Must be 18 years or older. Approximate payment per $1,000 is $20.65 (includes optional Life Protection and Disability Protection).
Auto loan score 86 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
Limited time auto loan special: get up to 2% off qualifying loan rate with a floor rate of 4.99% APR. Available for new or used vehicles. Up to 90 days to defer first payment on recaptured autos.
Auto loan score 83 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - New Orleans Firemen's Federal Credit UnionAutos (Newer Models) · up to 84 months
Credit union · 9 branches
4.99%APRas low asTerms
Rate as low as 4.99% APR. Advertised rate can vary based on creditworthiness, mileage and age of vehicle, and loan terms. Standard underwriting criteria apply. Applies to vehicles < 6 years and < 85,000 miles. Minimum loan amount is $1,000; terms up to 84 months.
Auto loan score 83 · Carrot Score 96
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
Rate based on creditworthiness and term of loan. Rates subject to change at any time.
Auto loan score 83
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as · up to 5.49%
4.99% APR, up to 5.49%
Terms
Promotional rate is 5.49% APR, as low as 4.99% APR with relationship discounts.
Auto loan score 83 · Carrot Score 74
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
New Vehicles: 2025 and 2026 up to 17,000 in mileage; Credit Rating A+.
Auto loan score 80 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
Up to 115% financing. Payment per $1,000 is $18.87. Listed APR assumes excellent credit rating.
Auto loan score 78 · Carrot Score 69
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
Rates as Low as 4.99% APR*.
Auto loan score 76 · Carrot Score 71
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Minimum loan amount $10,001 on loans with a term of more than 48 months. Lowest rate available for Tier 1 credit, includes discount for automatic payment from an NGFCU checking or savings account. Monthly payment of $19.00 per $1,000 borrowed.
Auto loan score 71 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - Louisiana Catholic Federal Credit UnionNew Auto & Recreational Vehicle Loans · up to 72 months
Credit union · 1 branch
5.00%APRas low as · up to 17.15%5.00% APR, up to 17.15%
Auto loan score 82 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Louisiana
66 banks and credit unions · checked Oct 16–22
- Typical
- 5.04%
- Top 10% up to
- 4.12%
- Banks, typical
- 6.00%
- Credit unions, typical
- 5.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Louisiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Post Office Employees Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 25 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 9 branches