Compare Bank & Credit Union Rates
Best auto loan rates in Louisiana
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–15 of 66 in Louisiana · median 5.04% APR
- 2.74%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Rates as low as 2.74% APR after 1.25% discount on new Auto Loans. Fixed rates, credit permitting. Terms up to 72 months.
Auto loan score 99 · Carrot Score 99
Rate checked · Auto loans rates on its site
Rates and branches - 3.49%APRas low as
Terms
As Low As rate. Based on individual's credit history and capacity to repay.
Auto loan score 92 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - 3.75%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rate shown is as low as 3.75% APR for terms up to 72 months. Includes a 1.00% APR discount for members with active direct deposit (and rate page mentions 0.25% discount for 48-month loan term; p1 quotes 56 months at $19.50/month per $1,000). Rate depends on creditworthiness.
Auto loan score 87 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 3.90%APRas low as
Terms
For a limited time only. Rate determined by past credit performance.
Auto loan score 87 · Carrot Score 79
Rate checked · Auto loans rates on its site
Rates and branches - 3.15%APRas low asunusually low · being checked
Terms
Special promotion: No payments for 90 days (interest accrues during the 90-day period). Up to 6 years (72 months). For new, used, or refinanced vehicles.
Auto loan score 94 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 3.99%APRas low as
Terms
Rate based on creditworthiness and term of loan. Rates are for a limited time only, and certain restrictions apply.
Auto loan score 94 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 3.99%APRas low as
Terms
APR varies by term. Rates as low as 3.99% for 60 months; terms up to 7 years (84 months).
Auto loan score 94 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.25%APRas low as · up to 17.00%
4.25% APR, up to 17.00%
Terms
Tiered by credit rating: A+ 4.25% APR, A 4.75% APR, B 5.75% APR, C 7.75% APR, D 9.75% APR, E 17.00% APR. Minimum loan amount financed is $25,000.00 with 100% financing.
Auto loan score 89 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 4.25%APRas low as
Terms
New Auto
Auto loan score 89 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 4.25%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Includes 0.25% discount for automatic payment.
Auto loan score 85 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 4.29%APRas low as
Terms
As low as rate for 37-60 months on new vehicles (2025 and newer model years). Assumes excellent credit.
Auto loan score 88 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 4.49%APRas low as · up to 5.49%
4.49% APR, up to 5.49%
Terms
Rate based on creditworthiness and term of loan.
Auto loan score 86 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
As low as rate subject to credit history, repayment term, and collateral. New, used, or refinanced. Excludes existing RiverLand loans. Minimum payment per $100 borrowed is $1.87.
Auto loan score 89 · Carrot Score 94
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
Paper Grade A (Credit Score 720+). LTV max 125% of MSRP.
Auto loan score 87 · Carrot Score 74
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
Rate based on creditworthiness and term of loan.
Auto loan score 87 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Louisiana
66 banks and credit unions · checked Oct 16–22
- Typical
- 5.04%
- Top 10% up to
- 4.12%
- Banks, typical
- 6.00%
- Credit unions, typical
- 5.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Louisiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Post Office Employees Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 25 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 9 branches