Compare Bank & Credit Union Rates
Best auto loan rates in Lake Charles, LA
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–7 of 7 in Lake Charles, LA · median 6.10% APR
- 4.95%APRas low as
Terms
Rates are based on creditworthiness and subject to credit approval. Must be 18 years or older. Approximate payment per $1,000 is $20.65 (includes optional Life Protection and Disability Protection).
Auto loan score 86 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Minimum loan amount $10,001 on loans with a term of more than 48 months. Lowest rate available for Tier 1 credit, includes discount for automatic payment from an NGFCU checking or savings account. Monthly payment of $19.00 per $1,000 borrowed.
Auto loan score 71 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 5.77%APRas low as
Terms
As low as rate for a new Capital One auto loan in October for individuals with excellent credit characteristics.
Auto loan score 65 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 6.10%APRas low as · up to 11.35%
6.10% APR, up to 11.35%
Terms
Maximum term for loans up to $15,000 is 60 months. Monthly payment per $1,000 borrowed: $19.39 - $21.93.
Auto loan score 63 · Carrot Score 71
Rate checked · Auto loans rates on its site
Rates and branches - 6.24%APRas low as
Terms
Based on 60 months and $45,000 financing amount with $0 down payment for online applicants with excellent credit. Rate discount of 0.25% may be available for Chase customers maintaining an average daily combined balance of $150,000 or more across eligible accounts.
Auto loan score 64 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 6.33%APRas low as
Terms
Rates as low as 6.325% APR. The same competitive rate applies regardless of vehicle age. Terms up to 84 months.
Auto loan score 64 · Carrot Score 64
Rate checked · Auto loans rates on its site
Rates and branches - 6.85%APRas low as
Terms
Repayment example: $18.61 per $1,000.00 borrowed at 6.85% APR for 84 months. Credit criteria may apply. Terms up to 84 months for new vehicles.
Auto loan score 61 · Carrot Score 80
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Lake Charles, LA
7 banks and credit unions · checked Oct 16–22
- Typical
- 6.10%
- Top 10% up to
- 4.97%
- Banks, typical
- 6.00%
- Credit unions, typical
- 6.10%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Lake Charles, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Calcasieu Teachers & Employees Credit UnionCredit union · 3 branches