Compare Bank & Credit Union Rates
Best auto loan rates in Lafayette, LA
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–11 of 11 in Lafayette, LA · median 5.00% APR
- 3.49%APRas low as
Terms
As Low As rate. Based on individual's credit history and capacity to repay.
Auto loan score 92 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - 4.25%APRas low as · up to 17.00%
4.25% APR, up to 17.00%
Terms
Tiered by credit rating: A+ 4.25% APR, A 4.75% APR, B 5.75% APR, C 7.75% APR, D 9.75% APR, E 17.00% APR. Minimum loan amount financed is $25,000.00 with 100% financing.
Auto loan score 89 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 4.25%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Includes 0.25% discount for automatic payment.
Auto loan score 85 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
New Vehicles: 2025 and 2026 up to 17,000 in mileage; Credit Rating A+.
Auto loan score 80 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
Up to 115% financing. Payment per $1,000 is $18.87. Listed APR assumes excellent credit rating.
Auto loan score 78 · Carrot Score 69
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as
Terms
Rate requires A+ credit rating. APR based on creditworthiness and term of loan.
Auto loan score 77 · Carrot Score 74
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Advertised 'as low as' rate assumes excellent credit. Rates subject to approval. Includes automatic payment discount. Same rates for new, used, or refinance.
Auto loan score 69 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 5.59%APRas low as
Terms
Advertised 'as low as' annual percentage rates (APR) assume excellent borrower credit history. Your actual APR may differ and will be based upon several factors, including credit history, model year, term, and loan amount.
Auto loan score 66 · Carrot Score 76
Rate checked · Auto loans rates on its site
Rates and branches - 5.77%APRas low as
Terms
As low as rate for a new Capital One auto loan in October for individuals with excellent credit characteristics.
Auto loan score 65 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 6.24%APRas low as
Terms
Based on 60 months and $45,000 financing amount with $0 down payment for online applicants with excellent credit. Rate discount of 0.25% may be available for Chase customers maintaining an average daily combined balance of $150,000 or more across eligible accounts.
Auto loan score 64 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 6.33%APRas low as
Terms
Rates as low as 6.325% APR. The same competitive rate applies regardless of vehicle age. Terms up to 84 months.
Auto loan score 64 · Carrot Score 64
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Lafayette, LA
11 banks and credit unions · checked Oct 16–22
- Typical
- 5.00%
- Top 10% up to
- 4.25%
- Banks, typical
- 6.00%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Lafayette, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 705 FCUCredit union · 1 branch