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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in New Jersey

Showing 1–25 of 124 scored for CDs

  1. HEFCU3–8 mo 4.33% · 9–15 mo 4.47% · 16–30 mo 3.95% · 31–60 mo 3.95%

    Credit union · 2 branches

    95CD score#1 in New Jersey
  2. Altra Federal Credit Union3–8 mo 2.05% · 9–15 mo 4.40% · 16–30 mo 4.75% · 31–60 mo 3.50%

    Credit union · 1 branch

    93CD score#2 in New Jersey
  3. Affinity Federal Credit Union3–8 mo 4.35% · 9–15 mo 4.35% · 16–30 mo 4.35% · 31–60 mo —

    Credit union · 16 branches

    92CD score#3 in New Jersey
  4. S. Middlesex FCU3–8 mo 3.85% · 9–15 mo 4.15% · 16–30 mo 4.25% · 31–60 mo 4.15%

    Credit union · 1 branch

    92CD score#4 in New Jersey
  5. B-M S Federal Credit Union3–8 mo 4.01% · 9–15 mo 4.01% · 16–30 mo 4.12% · 31–60 mo 4.28%

    Credit union · 3 branches

    92CD score#5 in New Jersey
  6. Unity Bank3–8 mo 4.20% · 9–15 mo 4.30% · 16–30 mo 4.40% · 31–60 mo 0.35%

    Bank · 20 branches

    92CD score#6 in New Jersey
  7. HSBC USA3–8 mo 4.00% · 9–15 mo 4.30% · 16–30 mo 4.40% · 31–60 mo —

    Bank · 1 branch

    91CD score#7 in New Jersey
  8. First Commonwealth Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 4.15% · 31–60 mo 3.75%

    Credit union · 1 branch

    91CD score#8 in New Jersey
  9. American Heritage Credit Union3–8 mo 3.85% · 9–15 mo 4.10% · 16–30 mo 4.20% · 31–60 mo 4.01%

    Credit union · 5 branches

    90CD score#9 in New Jersey
  10. Hoboken School Employees Federal Credit Union3–8 mo 3.96% · 9–15 mo 4.06% · 16–30 mo 4.11% · 31–60 mo 4.16%

    Credit union · 1 branch

    90CD score#10 in New Jersey
  11. Flagstar Bank3–8 mo 4.10% · 9–15 mo 4.30% · 16–30 mo 4.25% · 31–60 mo —

    Bank · 30 branches

    90CD score#11 in New Jersey
  12. Self Reliance Financial Federal Credit Union3–8 mo 3.92% · 9–15 mo 4.24% · 16–30 mo 4.13% · 31–60 mo 3.92%

    Credit union · 1 branch

    89CD score#12 in New Jersey
  13. Merck Employees Federal Credit Union3–8 mo 3.85% · 9–15 mo 4.25% · 16–30 mo 4.35% · 31–60 mo —

    Credit union · 2 branches

    89CD score#13 in New Jersey
  14. First Commerce Bank3–8 mo 3.50% · 9–15 mo 4.10% · 16–30 mo 4.50% · 31–60 mo 3.00%

    Bank · 11 branches

    89CD score#14 in New Jersey
  15. American Airlines Federal Credit Union3–8 mo 4.05% · 9–15 mo 4.00% · 16–30 mo 3.92% · 31–60 mo 3.97%

    Credit union · 1 branch

    89CD score#15 in New Jersey
  16. Proponent Federal Credit Union3–8 mo 3.95% · 9–15 mo 4.05% · 16–30 mo 4.25% · 31–60 mo 3.35%

    Credit union · 1 branch

    89CD score#15 in New Jersey
  17. Parke Bank3–8 mo 4.00% · 9–15 mo 4.15% · 16–30 mo 3.90% · 31–60 mo 3.75%

    Bank · 5 branches

    89CD score#17 in New Jersey
  18. Magyar Bank (New Brunswick, NJ)3–8 mo 2.00% · 9–15 mo 4.00% · 16–30 mo 4.25% · 31–60 mo 4.00%

    Bank · 7 branches

    88CD score#18 in New Jersey
  19. Greater Alliance Federal Credit Union3–8 mo 3.50% · 9–15 mo 4.00% · 16–30 mo 4.25% · 31–60 mo 3.75%

    Credit union · 3 branches

    88CD score#19 in New Jersey
  20. Ascendia Bank3–8 mo 3.00% · 9–15 mo 4.00% · 16–30 mo 4.05% · 31–60 mo 4.20%

    Bank · 5 branches

    88CD score#20 in New Jersey
  21. Navy Federal Credit Union3–8 mo 1.50% · 9–15 mo 4.05% · 16–30 mo 4.10% · 31–60 mo 4.10%

    Credit union · 2 branches

    88CD score#21 in New Jersey
  22. WSFS Bank3–8 mo 4.25% · 9–15 mo 4.25% · 16–30 mo 2.50% · 31–60 mo 1.00%

    Bank · 11 branches

    88CD score#22 in New Jersey
  23. First Harvest Credit Union3–8 mo 2.90% · 9–15 mo 4.10% · 16–30 mo 4.25% · 31–60 mo 2.90%

    Credit union · 6 branches

    88CD score#23 in New Jersey
  24. LSB Community Bank3–8 mo 3.75% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 4.00%

    Bank · 4 branches

    88CD score#24 in New Jersey
  25. PNC3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 2.70% · 31–60 mo 2.80%

    Bank · 174 branches

    87CD score#25 in New Jersey

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 105 of the 229 institutions with a branch in New Jersey have too few rates published or captured to score. Rankings are a preview, not awards.