Bank · FDIC insured
WSFS Bank CD Rates
Top CarrotWSFS Bank’s best CD rate is 4.25% APY on a 7-month CD. Terms run from 3 months to 7 years. Rates checked October 22, 2026.
How WSFS Bank’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where WSFS Bank has the most branches. $10,000, best rate first.
This bank’s best
WSFS Bank
4.25%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $246
Fixed Rate CD
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
WSFS Bank CD score
88
CD score
Higher than 82% of U.S. banks and credit unions
- 3–8 months3–8 mo4.25%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo1.00%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where WSFS Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Fixed Rate CD
Up to 4.25%APY · 11 terms
Certificates of deposit are FDIC insured. Minimum opening deposit is $2,500. Substantial penalty may be imposed for early withdrawal. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty for early withdrawal is 30 days' interest | 3.00% | $74 |
| 6 monthsPenalty for early withdrawal is 3 months' interest | 3.00% | $149 |
| 7 monthsPenalty for early withdrawal is 6 months' interest | 4.25% | $246 |
| 12 monthsPenalty for early withdrawal is 6 months' interest | 2.75% | $275 |
| 13 monthsPenalty for early withdrawal is 12 months' interest | 4.25% | $461 |
| 18 monthsPenalty for early withdrawal is 12 months' interest | 2.50% | $377 |
| 24 monthsMinimum deposit $2,500. APY effective as of October 21, 2026 | 1.50% | $302 |
| 36 monthsPenalty for early withdrawal is 12 months' interest | 1.00% | $303 |
| 48 monthsPenalty for early withdrawal is 12 months' interest | 0.75% | $303 |
| 60 monthsPenalty for early withdrawal is 12 months' interest | 0.75% | $381 |
| 84 monthsPenalty for early withdrawal is 12 months' interest | 0.75% | $537 |
Sources (2)
- wsfsbank.com/personal/banking/savings/fixed-rate-cd
- wsfsbank.com/personal/banking/savings/fixed-rate-ira-cd
All captured Oct 22, 2026
Special-purpose accounts
Fixed Rate IRA CD
Up to 4.25%APY · 11 terms
FDIC insured up to applicable limits. Choose between traditional, Roth or Coverdell IRA. Substantial penalty may be imposed for early withdrawal. Fees could reduce earnings. Minimum opening deposit is $2,500.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty for early withdrawal is 30 days' interest | 3.00% | $74 |
| 6 monthsPenalty for early withdrawal is 3 months' interest | 3.00% | $149 |
| 7 monthsPenalty for early withdrawal is 6 months' interest | 4.25% | $246 |
| 12 monthsPenalty for early withdrawal is 6 months' interest | 2.75% | $275 |
| 13 monthsPenalty for early withdrawal is 12 months' interest | 4.25% | $461 |
| 18 monthsMinimum deposit $2,500. APY effective as of October 21, 2026 | 2.50% | $377 |
| 24 monthsPenalty for early withdrawal is 12 months' interest | 1.50% | $302 |
| 36 monthsPenalty for early withdrawal is 12 months' interest | 1.00% | $303 |
| 48 monthsPenalty for early withdrawal is 12 months' interest | 0.75% | $303 |
| 60 monthsPenalty for early withdrawal is 12 months' interest | 0.75% | $381 |
| 84 monthsPenalty for early withdrawal is 12 months' interest | 0.75% | $537 |
Sources (1)
- wsfsbank.com/personal/banking/savings/fixed-rate-ira-cd · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.