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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Waco, TX metro

Showing 1–17 of 17 scored for CDs

  1. Texell Credit Union3–8 mo 3.70% · 9–15 mo 4.15% · 16–30 mo 4.05% · 31–60 mo 3.30%

    Credit union · 1 branch

    88CD score#1 in Waco, TX metro
  2. PNC3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 2.70% · 31–60 mo 2.80%

    Bank · 4 branches

    87CD score#2 in Waco, TX metro
  3. First Central Credit Union3–8 mo 3.00% · 9–15 mo 4.00% · 16–30 mo 3.80% · 31–60 mo 3.25%

    Credit union · 3 branches

    83CD score#3 in Waco, TX metro
  4. Extraco Banks3–8 mo 2.00% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo —

    Bank · 3 branches

    82CD score#4 in Waco, TX metro
  5. Wells Fargo3–8 mo 3.84% · 9–15 mo 3.99% · 16–30 mo 1.75% · 31–60 mo 1.01%

    Bank · 3 branches

    81CD score#5 in Waco, TX metro
  6. Bank of America3–8 mo 3.75% · 9–15 mo 3.75% · 16–30 mo 1.75% · 31–60 mo 0.11%

    Bank · 2 branches

    74CD score#6 in Waco, TX metro
  7. Heart O' Texas Federal Credit Union3–8 mo 2.33% · 9–15 mo 3.65% · 16–30 mo 3.44% · 31–60 mo 2.83%

    Credit union · 2 branches

    73CD score#7 in Waco, TX metro
  8. Members Choice Credit Union3–8 mo 2.97% · 9–15 mo 3.50% · 16–30 mo 3.39% · 31–60 mo 3.08%

    Credit union · 3 branches

    73CD score#8 in Waco, TX metro
  9. Huntington Bank3–8 mo 4.10% · 9–15 mo 2.50% · 16–30 mo 0.25% · 31–60 mo 0.25%

    Bank · 7 branches

    72CD score#9 in Waco, TX metro
  10. First National Bank of Bastrop3–8 mo 1.76% · 9–15 mo 1.61% · 16–30 mo 4.06% · 31–60 mo —

    Bank · 1 branch

    72CD score#10 in Waco, TX metro
  11. Incommons Bank3–8 mo 3.53% · 9–15 mo 3.51% · 16–30 mo 3.04% · 31–60 mo 2.52%

    Bank · 3 branches

    71CD score#11 in Waco, TX metro
  12. First National Bank Texas3–8 mo 3.75% · 9–15 mo 3.25% · 16–30 mo 1.81% · 31–60 mo 1.66%

    Bank · 5 branches

    70CD score#12 in Waco, TX metro
  13. First Guaranty Bank3–8 mo 2.70% · 9–15 mo 2.55% · 16–30 mo 2.75% · 31–60 mo 2.95%

    Bank · 1 branch

    67CD score#13 in Waco, TX metro
  14. Educators Credit Union3–8 mo 2.02% · 9–15 mo 2.27% · 16–30 mo 2.53% · 31–60 mo 2.53%

    Credit union · 6 branches

    65CD score#14 in Waco, TX metro
  15. 1st University CU3–8 mo 2.27% · 9–15 mo 2.27% · 16–30 mo 2.02% · 31–60 mo 2.02%

    Credit union · 1 branch

    63CD score#15 in Waco, TX metro
  16. MCLENNAN COUNTY EMPLOYEES FCU3–8 mo 0.35% · 9–15 mo 0.65% · 16–30 mo 0.85% · 31–60 mo 1.10%

    Credit union · 1 branch

    61CD score#16 in Waco, TX metro
  17. Chase3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%

    Bank · 3 branches

    60CD score#17 in Waco, TX metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 23 of the 40 institutions with a branch in Waco, TX metro have too few rates published or captured to score. Rankings are a preview, not awards.