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Credit union · NCUA insured

1st University CU CD Rates

1st University CU’s best CD rate is 2.27% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.

How 1st University CU’s CD rates compare

Compared with banks and credit unions near Waco, TX, where 1st University CU has the most branches. $10,000, best rate first.

  • This credit union’s best

    1st University CU

    2.27%APY

    Term
    6 months
    Requires
    None
    Minimum
    $1,000
    Earns on $10,000
    $113

    Certificate of Deposit

  • Top rate

    First National Bank of Bastrop

    5.00%APY

    Term
    7 months
    Requires
    None
    Minimum
    $10,000
    Earns on $10,000
    $289

    First National Bank of Bastrop rates

  • 2nd-highest rate

    Wells Fargo

    4.25%APY

    Term
    11 months
    Requires
    Another account
    Minimum
    $5,000
    Earns on $10,000
    $389

    Wells Fargo rates

Compare CD rates near you →

1st University CU CD score

63

CD score

Higher than 9% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo2.27%
  • 9–15 months9–15 mo2.27%
  • 16–30 months16–30 mo2.02%
  • 31–60 months31–60 mo2.02%
  • QualifiedQualified2.27%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where 1st University CU ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join 1st University CU

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

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