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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Waco, TX metro

Showing 1–19 of 19 scored

  1. Top Carrot, Carrot Score 92
    Texell Credit UnionCDs 88 · Savings 95 · Auto 88

    Credit union · 1 branch

    92Carrot Score#1 in Waco, TX metro
  2. Top Carrot, Carrot Score 89
    GENCO Federal Credit UnionSavings 86 · Auto 86 · Cards 93

    Credit union · 4 branches

    89Carrot Score#2 in Waco, TX metro
  3. Educators Credit UnionCDs 65 · Savings 86 · Auto 79 · Cards 87

    Credit union · 6 branches

    85Carrot Score#3 in Waco, TX metro
  4. First National Bank TexasCDs 70 · Savings 88 · Auto 85

    Bank · 5 branches

    85Carrot Score#4 in Waco, TX metro
  5. First Central Credit UnionCDs 83 · Savings 87 · Auto 86

    Credit union · 3 branches

    85Carrot Score#5 in Waco, TX metro
  6. Members Choice Credit UnionCDs 73 · Savings 81 · Auto 86

    Credit union · 3 branches

    81Carrot Score#6 in Waco, TX metro
  7. Huntington BankCDs 72 · Savings 93

    Bank · 7 branches

    80Carrot Score#7 in Waco, TX metro
  8. Heart O' Texas Federal Credit UnionCDs 73 · Auto 89

    Credit union · 2 branches

    80Carrot Score#8 in Waco, TX metro
  9. Extraco BanksCDs 82 · Savings 84 · Auto 70

    Bank · 3 branches

    80Carrot Score#9 in Waco, TX metro
  10. PNCCDs 87 · Savings 60 · Auto 71

    Bank · 4 branches

    75Carrot Score#10 in Waco, TX metro
  11. Linkage Credit UnionAuto 76 · Cards 82

    Credit union · 1 branch

    72Carrot Score#11 in Waco, TX metro
  12. 1st University CUCDs 63 · Savings 63 · Auto 86 · Cards 64

    Credit union · 1 branch

    70Carrot Score#12 in Waco, TX metro
  13. Incommons BankCDs 71 · Savings 80

    Bank · 3 branches

    69Carrot Score#13 in Waco, TX metro
  14. First National Bank of BastropCDs 72 · Savings 77 · Cards 63

    Bank · 1 branch

    68Carrot Score#14 in Waco, TX metro
  15. Bank of AmericaCDs 74 · Savings 60 · Auto 66

    Bank · 2 branches

    65Carrot Score#15 in Waco, TX metro
  16. Wells FargoCDs 81 · Savings 60 · Cards 60

    Bank · 3 branches

    64Carrot Score#16 in Waco, TX metro
  17. MCLENNAN COUNTY EMPLOYEES FCUCDs 61 · Savings 76

    Credit union · 1 branch

    62Carrot Score#17 in Waco, TX metro
  18. First Guaranty BankCDs 67 · Savings 63 · Cards 62

    Bank · 1 branch

    61Carrot Score#18 in Waco, TX metro
  19. ChaseCDs 60 · Savings 60 · Auto 64 · Cards 60

    Bank · 3 branches

    60Carrot Score#19 in Waco, TX metro

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 21 of the 40 institutions with a branch in Waco, TX metro have too few rates published or captured to score. Rankings are a preview, not awards.