Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Rochester, NY metro
Showing 1–22 of 22 scored for CDs
- Pittsford Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 4.50%
Credit union · 2 branches
95CD score#1 in Rochester, NY metro - Ontario Shores FCU3–8 mo 4.25% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 4.25%
Credit union · 1 branch
95CD score#2 in Rochester, NY metro - The Summit Federal Credit Union3–8 mo 4.25% · 9–15 mo 4.35% · 16–30 mo 3.85% · 31–60 mo 3.50%
Credit union · 9 branches
94CD score#3 in Rochester, NY metro - Ukrainian Federal Credit Union3–8 mo 1.51% · 9–15 mo 4.25% · 16–30 mo 1.51% · 31–60 mo 4.50%
Credit union · 2 branches
88CD score#4 in Rochester, NY metro - Canandaigua National Bank3–8 mo 4.25% · 9–15 mo 4.25% · 16–30 mo 2.50% · 31–60 mo —
Bank · 26 branches
88CD score#5 in Rochester, NY metro - Spencerport Federal Credit Union3–8 mo 4.01% · 9–15 mo 4.21% · 16–30 mo 2.98% · 31–60 mo —
Credit union · 1 branch
87CD score#6 in Rochester, NY metro - St. Pius Federal Credit Union3–8 mo 3.25% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 3.00%
Credit union · 1 branch
84CD score#7 in Rochester, NY metro - Reliant Credit Union3–8 mo 3.75% · 9–15 mo 3.85% · 16–30 mo 3.70% · 31–60 mo 3.45%
Credit union · 10 branches
82CD score#8 in Rochester, NY metro - Woodforest National Bank3–8 mo 3.50% · 9–15 mo 4.25% · 16–30 mo 2.25% · 31–60 mo 1.40%
Bank · 4 branches
81CD score#9 in Rochester, NY metro - Rochester & Monroe County Employees Federal Credit Union3–8 mo 1.51% · 9–15 mo 4.06% · 16–30 mo 3.50% · 31–60 mo 2.78%
Credit union · 2 branches
81CD score#10 in Rochester, NY metro - 80CD score#11 in Rochester, NY metro
- Family First Federal Credit Union3–8 mo 4.25% · 9–15 mo 3.05% · 16–30 mo 2.95% · 31–60 mo 2.75%
Credit union · 5 branches
80CD score#12 in Rochester, NY metro - Ever $ Green Federal Credit Union3–8 mo 3.90% · 9–15 mo 3.75% · 16–30 mo 3.00% · 31–60 mo 2.25%
Credit union · 2 branches
79CD score#13 in Rochester, NY metro - Advantage Federal Credit Union3–8 mo 3.60% · 9–15 mo 0.25% · 16–30 mo 3.90% · 31–60 mo 0.25%
Credit union · 7 branches
77CD score#14 in Rochester, NY metro - 74CD score#15 in Rochester, NY metro
- Alternatives Federal Credit Union3–8 mo 3.04% · 9–15 mo 3.04% · 16–30 mo 3.04% · 31–60 mo 3.04%
Credit union · 1 branch
69CD score#16 in Rochester, NY metro - 68CD score#17 in Rochester, NY metro
- ESL Federal Credit Union3–8 mo 3.75% · 9–15 mo 0.12% · 16–30 mo 0.12% · 31–60 mo 0.15%
Credit union · 27 branches
66CD score#18 in Rochester, NY metro - Genesee Valley FCU3–8 mo 3.50% · 9–15 mo 0.30% · 16–30 mo 0.40% · 31–60 mo 0.60%
Credit union · 3 branches
64CD score#19 in Rochester, NY metro - Finger Lakes Federal Credit Union3–8 mo 1.01% · 9–15 mo 1.26% · 16–30 mo 1.51% · 31–60 mo 1.66%
Credit union · 4 branches
62CD score#20 in Rochester, NY metro - 62CD score#21 in Rochester, NY metro
- 60CD score#22 in Rochester, NY metro
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 22 of the 44 institutions with a branch in Rochester, NY metro have too few rates published or captured to score. Rankings are a preview, not awards.