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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Rochester, NY metro

Showing 1–25 of 32 scored

  1. Top Carrot, Carrot Score 99
    Ontario Shores FCUCDs 95 · Savings 88 · Auto 96 · Cards 84

    Credit union · 1 branch

    99Carrot Score#1 in Rochester, NY metro
  2. Top Carrot, Carrot Score 92
    Pittsford Federal Credit UnionCDs 95 · Savings 74 · Auto 80 · Cards 87

    Credit union · 2 branches

    92Carrot Score#2 in Rochester, NY metro
  3. Top Carrot, Carrot Score 89
    Canandaigua National BankCDs 88 · Savings 95

    Bank · 26 branches

    89Carrot Score#3 in Rochester, NY metro
  4. Top Carrot, Carrot Score 89
    Ukrainian Federal Credit UnionCDs 88 · Savings 89 · Auto 73 · Cards 65

    Credit union · 2 branches

    89Carrot Score#4 in Rochester, NY metro
  5. Top Carrot, Carrot Score 88
    The Summit Federal Credit UnionCDs 94 · Savings 86 · Auto 68 · Cards 81

    Credit union · 9 branches

    88Carrot Score#5 in Rochester, NY metro
  6. Top Carrot, Carrot Score 88
    Finger Lakes Federal Credit UnionCDs 62 · Savings 79 · Auto 89 · Cards 84

    Credit union · 4 branches

    88Carrot Score#6 in Rochester, NY metro
  7. Top Carrot, Carrot Score 87
    Canandaigua FCUSavings 64 · Auto 82 · Cards 93

    Credit union · 1 branch

    87Carrot Score#7 in Rochester, NY metro
  8. Gates Chili Federal Credit UnionSavings 62 · Auto 83 · Cards 88

    Credit union · 1 branch

    86Carrot Score#8 in Rochester, NY metro
  9. Brockport FCUCDs 62 · Savings 62 · Auto 91 · Cards 77

    Credit union · 1 branch

    82Carrot Score#9 in Rochester, NY metro
  10. Reliant Credit UnionCDs 82 · Savings 83 · Auto 82 · Cards 76

    Credit union · 10 branches

    81Carrot Score#10 in Rochester, NY metro
  11. Spencerport Federal Credit UnionCDs 87 · Savings 81 · Auto 79 · Cards 73

    Credit union · 1 branch

    81Carrot Score#11 in Rochester, NY metro
  12. St. Pius Federal Credit UnionCDs 84 · Savings 81 · Auto 73 · Cards 66

    Credit union · 1 branch

    80Carrot Score#12 in Rochester, NY metro
  13. Woodforest National BankCDs 81 · Savings 84

    Bank · 4 branches

    79Carrot Score#13 in Rochester, NY metro
  14. Five Star BankCDs 68 · Savings 93

    Bank · 19 branches

    77Carrot Score#14 in Rochester, NY metro
  15. Ever $ Green Federal Credit UnionCDs 79 · Savings 82

    Credit union · 2 branches

    75Carrot Score#15 in Rochester, NY metro
  16. Family First Federal Credit UnionCDs 80 · Savings 63 · Auto 76 · Cards 79

    Credit union · 5 branches

    75Carrot Score#16 in Rochester, NY metro
  17. Rochester & Monroe County Employees Federal Credit UnionCDs 81 · Savings 75 · Auto 75 · Cards 73

    Credit union · 2 branches

    74Carrot Score#17 in Rochester, NY metro
  18. Advantage Federal Credit UnionCDs 77 · Savings 63 · Auto 77 · Cards 63

    Credit union · 7 branches

    73Carrot Score#18 in Rochester, NY metro
  19. Empower Federal Credit UnionSavings 87 · Auto 70 · Cards 71

    Credit union · 1 branch

    73Carrot Score#19 in Rochester, NY metro
  20. Northwest BankSavings 98 · Auto 60 · Cards 61

    Bank · 2 branches

    71Carrot Score#20 in Rochester, NY metro
  21. Alternatives Federal Credit UnionCDs 69 · Savings 79 · Cards 77

    Credit union · 1 branch

    69Carrot Score#21 in Rochester, NY metro
  22. Greece Community Federal Credit UnionSavings 68 · Auto 83

    Credit union · 1 branch

    69Carrot Score#22 in Rochester, NY metro
  23. Visions Federal Credit UnionSavings 83 · Cards 64

    Credit union · 1 branch

    65Carrot Score#23 in Rochester, NY metro
  24. Bank of AmericaCDs 74 · Savings 60 · Auto 66

    Bank · 10 branches

    65Carrot Score#24 in Rochester, NY metro
  25. Genesee Valley FCUCDs 64 · Savings 73 · Auto 68

    Credit union · 3 branches

    63Carrot Score#25 in Rochester, NY metro

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 12 of the 44 institutions with a branch in Rochester, NY metro have too few rates published or captured to score. Rankings are a preview, not awards.