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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Ottawa, IL metro

Showing 1–17 of 17 scored for CDs

  1. First State Bank3–8 mo 4.13% · 9–15 mo 4.20% · 16–30 mo 4.25% · 31–60 mo 4.04%

    Bank · 8 branches

    93CD score#1 in Ottawa, IL metro
  2. Central Bank Illinois3–8 mo 3.85% · 9–15 mo 4.10% · 16–30 mo 4.15% · 31–60 mo 3.75%

    Bank · 2 branches

    89CD score#2 in Ottawa, IL metro
  3. Illinois State Credit Union3–8 mo 3.80% · 9–15 mo 3.85% · 16–30 mo 4.00% · 31–60 mo 4.00%

    Credit union · 1 branch

    87CD score#3 in Ottawa, IL metro
  4. Streator Onized Credit Union3–8 mo 0.70% · 9–15 mo 4.15% · 16–30 mo 4.25% · 31–60 mo 1.45%

    Credit union · 3 branches

    87CD score#4 in Ottawa, IL metro
  5. Heartland Bank and Trust Company3–8 mo 3.80% · 9–15 mo 4.00% · 16–30 mo 4.10% · 31–60 mo 2.00%

    Bank · 6 branches

    86CD score#5 in Ottawa, IL metro
  6. Eureka Savings Bank3–8 mo 3.25% · 9–15 mo 3.46% · 16–30 mo 3.77% · 31–60 mo 4.08%

    Bank · 4 branches

    85CD score#6 in Ottawa, IL metro
  7. La Salle State Bank3–8 mo 3.70% · 9–15 mo 3.55% · 16–30 mo 3.15% · 31–60 mo 4.05%

    Bank · 3 branches

    83CD score#7 in Ottawa, IL metro
  8. Spring Valley Bank3–8 mo 3.72% · 9–15 mo 3.80% · 16–30 mo 3.81% · 31–60 mo 3.30%

    Bank · 2 branches

    82CD score#8 in Ottawa, IL metro
  9. Woodforest National Bank3–8 mo 3.50% · 9–15 mo 4.25% · 16–30 mo 2.25% · 31–60 mo 1.40%

    Bank · 1 branch

    81CD score#9 in Ottawa, IL metro
  10. Credit Union 13–8 mo 3.85% · 9–15 mo 3.70% · 16–30 mo 3.00% · 31–60 mo 3.00%

    Credit union · 2 branches

    79CD score#10 in Ottawa, IL metro
  11. Peru Federal Savings Bank3–8 mo 3.00% · 9–15 mo 3.75% · 16–30 mo 3.35% · 31–60 mo 3.55%

    Bank · 2 branches

    78CD score#11 in Ottawa, IL metro
  12. OSB Community Bank3–8 mo 3.60% · 9–15 mo 3.45% · 16–30 mo 3.75% · 31–60 mo 0.80%

    Bank · 2 branches

    77CD score#12 in Ottawa, IL metro
  13. First Federal Savings Bank3–8 mo 3.61% · 9–15 mo 3.66% · 16–30 mo 3.66% · 31–60 mo —

    Bank · 6 branches

    77CD score#13 in Ottawa, IL metro
  14. State Bank of Cherry3–8 mo 3.00% · 9–15 mo 3.80% · 16–30 mo 3.50% · 31–60 mo 3.10%

    Bank · 1 branch

    76CD score#14 in Ottawa, IL metro
  15. Old Second National Bank3–8 mo 3.75% · 9–15 mo 3.50% · 16–30 mo 0.15% · 31–60 mo 0.25%

    Bank · 1 branch

    71CD score#15 in Ottawa, IL metro
  16. Financial Plus Credit Union3–8 mo 0.35% · 9–15 mo 1.24% · 16–30 mo 1.24% · 31–60 mo 1.24%

    Credit union · 3 branches

    61CD score#16 in Ottawa, IL metro
  17. Streator Community Credit Union3–8 mo 0.70% · 9–15 mo 1.00% · 16–30 mo 1.30% · 31–60 mo —

    Credit union · 1 branch

    61CD score#17 in Ottawa, IL metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 18 of the 35 institutions with a branch in Ottawa, IL metro have too few rates published or captured to score. Rankings are a preview, not awards.