Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–4 of 4 in Ottawa, IL metro · median 10.42% APR
- Illinois State Credit UnionIt'sMyCU Platinum Visa Credit Card · No annual fee
Credit union · 1 branch
9.90%APRas low asTerms
The interest rate will move to a rate as low as 9.9% 6 months after account is opened. Rate is based on individual credit.
Credit card score 84 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Credit card score 83 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Credit card score 79 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Terms
As low as 11.90% APR. Subject to credit approval.
Credit card score 73 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Ottawa, IL metro
4 banks and credit unions · checked Oct 16–17
- Typical
- 10.42%
- Top 10% up to
- 9.92%
- Credit unions, typical
- 10.42%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Ottawa, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Illinois State Credit UnionCredit union · 1 branch
- NuMark Credit UnionCredit union · 1 branch
- Credit Union 1Credit union · 2 branches