Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1246–1260 of 12,447 results
- Cinfed Credit UnionSuper ShareSavings · 2.00%–3.00% by balance
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: Must maintain a balance of $2,000 in the Main Share account to qualify for a Super Share.
1.98% interest rate
Rate by balance
Rate by balance for Super Share Balance APY Up to $50,000Your amount 2.00% $50,000 – $99,999 2.25% $100,000 – $499,999 2.50% $500,000 – $999,999 2.75% $1,000,000 and up 3.00% Rate checked
More details - Kemba Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 2.00%–3.00% by balance
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: No minimum deposit to open. No monthly service fee. 6 free transactions per month. Dividends calculated by the daily balance method.
1.98% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $24,999Your amount 2.00% $25,000 – $74,999 2.25% $75,000 – $149,999 2.50% $150,000 – $249,999 2.75% $250,000 and up 3.00% Rate checked
More details - Kaleida Health Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.50%–2.50% by balance
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: Rates reflect what was paid last quarter.
1.50% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 1.50% $10,000 – $25,000Your amount 2.00% $25,000 and up 2.50% Rate checked
More details - Associated Healthcare Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.05%–3.05% by balance
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: Open with as little as $2,500. Up to 6 free withdrawals per month via internet or telephone; additional withdrawals may incur a fee ($10.00 for every money market withdrawal after 6 per month). Non-IRA money market accounts below $2,500 assessed $10.00 monthly fee. Dividends compounded monthly. Insured by NCUA up to $250,000. Membership eligibility required.
Offer: All money market accounts below $2,500 will earn 0.05% APY. Non-IRA money market accounts below $2,500 assessed $10.00 fee.
Compounded monthly · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.05% $2,500 – $50,000Your amount 2.00% $50,000 – $100,000 2.25% $100,000 – $200,000 2.50% $200,000 – $500,000 2.75% $500,000 and up 3.05% Rate checked
More details - Commercial BankFree Kasasa Saver® AccountSavings · $100 min · 1.49%–2.00% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Exclusively available to Kasasa Cash or Kasasa Cash Back checking account holders. Limit 1 account per SSN.
Offer: When qualifications in linked Kasasa Cash or Kasasa Cash Back account are met during Monthly Qualification Cycle: 12+ debit card purchases > $1.00, enrollment in e-statements, and 1+ direct deposit/ACH payment transaction.
Qualified rate · 1.98% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Free Kasasa Saver® Account Balance APY Up to $50,000Your amount 2.00% Over $50,000When qualifications are met. 1.49% Rate checked
More details - Safe Harbor Credit UnionFree Saver AccountSavings · $25 min
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Links to Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes checking account. Qualifications during Monthly Qualification Cycle: at least 12 debit card purchases, enrolled in and agree to receive e-Statements, and enrolled in and log into online banking.
Offer: When qualifications in linked checking account are met during Monthly Qualification Cycle.
Qualified rate · Balance cap $100,000 · No monthly fee · Effective Mar 1, 2023
Rate checked
More details - Town Bank, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: New money only. Variable rate.
Offer: With qualifying activities: open new Statement Savings Advanced account, mention offer during in-branch opening or visit URL provided, and deposit new money at account opening. Minimum daily balance of $0.01 required to obtain APY. $200 daily minimum balance to avoid a $5 monthly maintenance fee. No minimum to open. New money only. May not be available at all locations.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account and eStatements via Online Banking. $50 minimum deposit to open. Limit 1 account per SSN. No monthly service fees or minimum balance requirements.
Offer: When qualifications are met on linked Kasasa Cash (receive electronic statements, at least 1 direct deposit/ACH payment, at least 25 debit card purchases per Monthly Qualification Cycle) or Kasasa Cash Back (receive electronic statements, at least 1 direct deposit/ACH payment, at least 12 debit card purchases per Monthly Qualification Cycle). Entire daily balance earns stated rate.
Qualified rate · 1.98% interest rate · No monthly fee · Effective Sep 18, 2026
Rate checked
More details - Wisdom Heritage BankFree Heritage SaverSavings · $20 min · 1.01%–2.00% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must be paired with a Free Heritage Cash Checking or Free Heritage Cash Back Checking account. Limit of 1 account per SSN. Qualifying for linked checking rewards automatically qualifies for highest Heritage Saver rate. Automatic transfer of checking earnings.
Offer: Requires meeting monthly qualification cycle requirements on linked Heritage Cash or Heritage Cash Back checking account (at least 12 debit card purchases, at least 1 direct deposit/ACH transaction, and enrolled in eStatements).
Qualified rate · 1.98% interest rate · No monthly fee
Rate by part of balance
Rate by balance for Free Heritage Saver Balance APY Up to $100,000 2.00% Over $100,000Requires meeting monthly qualification cycle requirements on linked checking account. 1.01% Each rate is paid on the part of the balance in its range.
Rate checked
More details - BrightBridge Credit UnionHigh Yield SavingsSavings · $10,000 min · 2.00%–2.85% by balance
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: No monthly maintenance fee. Minimum opening balance is $10,000. Rates subject to change after opening.
1.98% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $50,000Your amount 2.00% $50,000 and up 2.85% Rate checked
More details - All One Credit UnionIncredible Interest SavingsSavings · $5 min
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must have an Incredible Interest Checking account to open and hold the account. Account may not be used for commercial purposes. Qualifications each monthly cycle: at least 15 debit card POS transactions post and settle, receive monthly statement electronically, and receive at least one direct deposit or ACH debit. Interest and ATM reimbursements from Incredible Interest Checking automatically transfer each cycle.
Offer: Qualifying rate on balances up to $100,000.00 when Incredible Interest Checking qualifications are met. Minimum to earn dividend is $3.00.
Qualified rate · 1.98% interest rate · Balance cap $100,000 · Effective Jul 31, 2026
Rate checked
More details - Elements FinancialHigh Yield Savings PlusSavings · $0 min · 0.10%–4.00% by balance
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000intro rateRequirements
Product: Promotional savings account offering fixed 4.00% APY on balances of $15,000.00 or more for first 8 months with at least $15,000 in new money deposited (funds not on deposit at Elements within 30 days prior). Tiered rate based on daily balance. After 8 months, converts to standard non-promotional High Yield Savings tier structure. No monthly Maintenance Service Charge. At least one account holder must be 18 years of age.
Promotional rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings Plus Balance APY Up to $100 0.10% $100 – $2,500 0.10% $2,500 – $10,000 0.25% $10,000 – $15,000Your amount 2.00% $15,000 and upPromotional fixed rate for first 8 months when depositing a minimum of $15,000.00 in new money not on deposit at Elements within 30 days prior to opening. 4.00% Rate checked
More details - Harvesters Credit UnionFree Saver AccountSavings · 0.25%–2.00% by balance
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Links to High Yield Checking or Free Rewards Checking. Automatic transfer of checking rewards.
Offer: Qualifications met during Monthly Qualification Cycle (at least 12 debit card purchases and at least 1 ACH credit or ACH payment transaction posting/settling to linked High Yield Checking or Free Rewards Checking).
Qualified rate · 1.98% interest rate · Effective Mar 29, 2023
Rate by balance
Rate by balance for Free Saver Account Balance APY Up to $100,000Your amount 2.00% $100,000 and up 0.25%* Rate checked
More details - Bank of PensacolaMoney Market Deposit AccountMoney Market Deposit Account · $2,500 min · 1.00%–2.00% by balance
Bank · Add a location to see nearby branches
2.00%APY$200 a year on $10,000Requirements
Product: Transfers from a Money Market Deposit Account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per month. A service charge of $5.00 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $500.00. Interest on this account is credited each monthly statement cycle.
Offer: Tier applies to balances below $2,500. Service charge of $5.00 imposed each monthly statement cycle if the average daily balance falls below $500.00.
1.00% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Any balance 1.00% $2,500 and upYour amount 2.00% Rate checked
More details - SUN Credit UnionShore SavingsSavings · $0 min · 0.50%–2.00% by balance
Credit union · Add a location to see nearby branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Requires linking to a free Sail Checking or Surf Checking account; limit of 1 account per member. No recurring monthly maintenance fees or opening minimum deposit.
Offer: Qualifying rate tier when linked Sail or Surf Checking account qualifications are met during the Monthly Qualification Cycle (including monthly direct deposit/ACH credit, online banking enrollment, and eStatements).
Qualified rate · 1.98% interest rate · No monthly fee
Rate by balance
Rate by balance for Shore Savings Balance APY Up to $100,000Your amount 2.00% Over $100,000 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,447 accounts at 4,887 banks and credit unions · checked Oct 22–26
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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