Credit union · NCUA insured
Associated Healthcare Credit Union Savings Rates
Top CarrotAssociated Healthcare Credit Union’s best savings rate is 2.00% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Associated Healthcare Credit Union’s savings rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Associated Healthcare Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Associated Healthcare Credit Union
2.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $200
Money Market Account
Top rate
VisionBank
3.76%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Associated Healthcare Credit Union savings score
88
Savings score
Higher than 84% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0002.00%
- $100,000 balance$100,0002.50%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Associated Healthcare Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
2.00%APY
Open with as little as $2,500. Up to 6 free withdrawals per month via internet or telephone; additional withdrawals may incur a fee ($10.00 for every money market withdrawal after 6 per month). Non-IRA money market accounts below $2,500 assessed $10.00 monthly fee. Dividends compounded monthly. Insured by NCUA up to $250,000. Membership eligibility required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500All money market accounts below $2,500 will earn 0.05% APY. Non-IRA money market accounts below $2,500 assessed $10.00 fee. | 0.05% | — | All money market accounts below $2,500 will earn 0.05% APY. Non-IRA money market accounts below $2,500 assessed $10.00 fee. |
| $2,500 – $50,000Dividends compounded monthly. | 2.00% | $200 | Dividends compounded monthly. |
| $50,000 – $100,000Dividends compounded monthly. | 2.25% | — | Dividends compounded monthly. |
| $100,000 – $200,000Dividends compounded monthly. | 2.50% | — | Dividends compounded monthly. |
| $200,000 – $500,000Dividends compounded monthly. | 2.75% | — | Dividends compounded monthly. |
| $500,000 and upDividends compounded monthly. | 3.05% | — | Dividends compounded monthly. |
Sources (6)
- ahcu.org
- ahcu.org/membership
- ahcu.org/service-charge-schedule
- ahcu.org/money-market-accounts
- ahcu.org/money-market-rates
- ahcu.org/ira-rates
All captured Oct 5, 2026
Share Savings
0.05%APY
Dividends are paid quarterly. Minimum balance required to open is $10.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid quarterly.Any balance | 0.05% | $5 | Dividends paid quarterly. |
Special-purpose accounts
IRA Money Market
2.00%APY
Variable APY money market account for IRA savings. Dividends compounded monthly. Insured by NCUA up to $250,000. Membership eligibility required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500All money market accounts below $2,500 will earn 0.05% APY. | 0.05% | — | All money market accounts below $2,500 will earn 0.05% APY. |
| $2,500 – $50,000Dividends compounded monthly. | 2.00% | $200 | Dividends compounded monthly. |
| $50,000 – $100,000Dividends compounded monthly. | 2.25% | — | Dividends compounded monthly. |
| $100,000 – $200,000Dividends compounded monthly. | 2.50% | — | Dividends compounded monthly. |
| $200,000 – $500,000Dividends compounded monthly. | 2.75% | — | Dividends compounded monthly. |
| $500,000 and upDividends compounded monthly. | 3.05% | — | Dividends compounded monthly. |
Holiday Club
0.05%APY
Also listed as Club Account on rate schedule. No minimum opening deposit and no minimum balance requirements. Dividends paid quarterly. Funds automatically deposited to an AHCU account by end of day on October 31st each calendar year; if funds are accessed prior to November disbursement date, account will be closed.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFunds disbursed by October 31st; account closes if funds accessed prior to November disbursement date.Any balance | 0.05% | $5 | Funds disbursed by October 31st; account closes if funds accessed prior to November disbursement date. |
Teen Savings
0.05%APY
Also listed as Teen Accounts on rate schedule. Available to teens age 13 to 17. Minimum opening deposit is $10. May open optional checking account with a parent as co-signer.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvailable to teens age 13 to 17. Option to open checking account with parent as co-signer.Any balance | 0.05% | $5 | Available to teens age 13 to 17. Option to open checking account with parent as co-signer. |
Sources (3)
All captured Oct 5, 2026
Youth Savings
0.05%APY
Also listed as Youth Accounts on rate schedule. Available to young savers up to 13 years old. Minimum opening deposit is $10. Due to COPPA, accounts for children under 13 must be opened at a branch.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvailable to young savers up to 13 years old. No monthly minimum balance requirement.Any balance | 0.05% | $5 | Available to young savers up to 13 years old. No monthly minimum balance requirement. |
Sources (3)
All captured Oct 5, 2026
Who can join Associated Healthcare Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Healthcare employees, professionals, independent contractors, students in medical/healthcare fields, and self-employed healthcare workers in specified Minnesota counties (and their families) are eligible to join.
- Employees of Select Employer Groups (Allina Health, Children's Hospitals and Clinics of Minnesota, Medica, Blue Cross Blue Shield, HealthEast, or Associated Healthcare Credit Union) and their eligible family members are eligible to join.
Military, government and schools
- Students, employees, faculty, staff, and alumni (and their families) who attended a college or university in specified Minnesota counties are eligible to join.
Family and household
- Family and household members (spouses, blood or adopted relatives, and immediate family and household members) of existing members are eligible to join.
Membership information collected October 4, 2026.