Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 781–795 results
- First National Bank of AmericaStandard High Yield SavingsSavings · $1,000 min · 2.50%–3.51% by balance
Bank · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Tiered, variable-rate account with a minimum opening deposit of $1,000. The APY for the applicable tier applies to the entire account balance. $10 monthly service fee assessed if a minimum balance of $1,000 is not maintained.
Offer: Balances up to $50,000 earn 2.50% APY. The APY for the applicable tier applies to the entire account balance. $10 monthly service fee assessed if minimum balance of $1,000 is not maintained.
$10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Standard High Yield Savings Balance APY Up to $50,000Your amount 2.50% $50,000 – $250,000Entire balance earns tier rate. $10 monthly service fee if minimum balance of $1,000 is not maintained. 3.00% Over $250,000$10 monthly service fee if minimum balance of $1,000 is not maintained. 3.51% Rate checked
More details - Carter Credit UnionMoney MaxSavings · $0 min · 0.00%–3.00% by balance
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Allows up to six transactions during the month. An $8 service charge is assessed if the number of transactions is exceeded or if the minimum monthly balance of $2,500 is not maintained.
Offer: Monthly fee of $8 waived with a minimum monthly balance of $2,500 or greater and 6 or fewer transactions per month.
0.00% interest rate · $8 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Max Balance APY Up to $500 0.00% $500 – $2,499 1.00% $2,500 – $9,999 2.25% $10,000 – $50,000Your amount 2.50% $50,000 – $250,000 2.75% $250,000 and up 3.00% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Promotional APYs apply to accounts opened between 9/21/26and 11/30/26 and are guaranteed through 12/31/26; thereafter, APYs may change. To open a new Zeugma Plus relationship, no owner can own or have owned a Leader Bank deposit account within the past 12 months and must deposit at least $1,000 in new funds from outside Leader Bank. Each Zeugma Plus account requires a $10 initial minimum balance, but the minimum aggregate initial balance across both accounts must be at least $1,000. Limit one Zeugma Plus Checking and one Zeugma Plus Savings account per household. Additional terms and conditions may apply.
Offer: Non-qualifying balances only, or qualifying balance amounts over $250,000 (earning 2.50% APY, resulting in a blended APY between 2.50% and 5.00%). If Qualifying Criteria are not met, the entire balance will earn 2.50% APY the following month.
Qualified rate · 2.50% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Lookout Credit UnionSummit SaverSavings · $0 min
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: Linked Ridgeline Rewards or Compass Cash Back account required. No monthly maintenance fees, no minimum balance to earn rewards, no minimum deposit to open.
Offer: When qualifications are met in linked Ridgeline Rewards or Compass Cash Back account during Monthly Qualification Cycle (at least 12 debit card purchases, each greater than $5.00; at least 1 ACH credit, ACH payment, or direct deposit transaction; and enrolled in e-statements).
Qualified rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Dirigo Federal Credit UnionMoney Market Share AccountsMoney Market Share Accounts · $1,000 min · 2.50%–3.45% by balance
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Variable dividend rate. Par value of membership share is $25.00 retained in share savings account. Stated minimum opening balance is required to obtain APY.
2.47% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Share Accounts Balance APY $1,000 – $25,000Your amount 2.50% $25,000 – $50,000 2.65% $50,000 – $100,000 2.80% $100,000 – $250,000 3.15% $250,000 and up 3.45% Rate checked
More details - Pacific Crest BankMoney Market AccountMoney Market Account · $2,000 min · 2.50%–3.25% by balance
Bank · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Interest is compounded daily and paid to the account monthly. Limited to 10 debit transactions per statement cycle. $15 monthly fee waived with a $2,000 minimum daily balance. Variable interest rates subject to change after opening.
Offer: Monthly fee waived with $2,000 minimum daily balance. Compounded daily, paid monthly. Limited to 10 debit transactions per cycle.
2.47% interest rate · Compounded daily · $15 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $49,999Your amount 2.50% $50,000 – $99,999 2.75% $100,000 – $999,999 3.00% $1,000,000 and up 3.25% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: A High Interest checking account (with $25.00 opening deposit) is required to have a Free ATX Saver account. Limit 1 account per SSN/ITIN. No monthly maintenance fees.
Offer: Qualifying rate on daily balances up to and including $50,000 when monthly qualifications (at least 1 direct deposit/ACH credit/payment, at least 15 debit card purchases, and eStatements enrollment) are met on the linked checking account.
Qualified rate · 2.47% interest rate · Balance cap $50,000 · No monthly fee · Effective Sep 22, 2025
Rate checked
More details - United Savings BankPersonal Money MarketPersonal Money Market · $100 min · 0.00%–2.50% by balance
Bank · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Variable rate determined by daily balance. $3.00 monthly service fee imposed every month if daily balance falls below $100 any day of the month.
Offer: Monthly service fee of $3.00 imposed if daily balance falls below $100 any day of the month. Variable APY.
0.00% interest rate · $3 monthly fee · Effective Feb 18, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $99 0.00% $100 – $2,499 0.05% $2,500 and upYour amountDaily minimum balance of $100 must be obtained to earn disclosed APY. 2.50% Rate checked
More details - The Federal Savings BankVirtual Money MarketVirtual Money Market · $2,000 min
Bank · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Rate and APY are variable and may change after the account is opened. Fees may reduce earnings on the account.
Offer: The APY is based upon the interest rate and balance of $2,000.00.
2.47% interest rate
Rate checked
More details - LESCO Federal Credit UnionSpecial Share AccountSavings · $100 min
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Dividends compounded and credited quarterly.
Offer: Minimum balance to earn the stated APY is $100.
Effective Oct 1, 2026
Rate checked
More details - LESCO Federal Credit UnionShare Savings AccountSavings · $100 min
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Lesco membership is open to all of Westmoreland County. Members are required to open a share savings account with a minimum deposit of $25.00 that must remain in the account at all times. Dividends compounded and credited quarterly.
Offer: Minimum balance to earn the stated APY is $100.
Effective Oct 1, 2026
Rate checked
More details - Hatboro Federal SavingsTiered Money Market AccountTiered Money Market Account · $1,000 min
Bank · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Balances below $1,000 do not earn interest. $1,000 daily minimum balance required to earn interest.
Offer: Interest compounded monthly.
2.47% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate checked
More details - River Valley Credit UnionMoney MarketMoney Market · $25 min · 0.02%–2.65% by balance
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Membership eligibility is open to those who live, work, attend school, or worship in Butler, Clark, Greene, Miami, Montgomery, Preble, or Warren Counties. Dividends are compounded monthly.
Offer: Base tier. Dividends compounded monthly.
0.02% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.02% $2,500 – $9,999Tier 1. 2.40% $10,000 – $24,999Your amountTier 2. 2.50% $25,000 – $49,999Tier 3. 2.55% $50,000 – $249,999Tier 4. 2.60% $250,000 and upTier 5. 2.65% Rate checked
More details - Leatherstocking Credit UnionMoney MarketMoney Market · $2,500 min
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Membership required for eligibility. Approved rates are applied to average balances at month-end.
2.47% interest rate · Effective Sep 21, 2026
Rate checked
More details - Harvest BankKasasa SaverSavings · $0 min · 1.49%–2.50% by balance
Bank · Add a location to see nearby branches
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: Linked Kasasa Cash or Kasasa Cash Back checking account required. Electronic statements and online banking enrollment required. Limit 1 account per SSN/ITIN.
Offer: Requires meeting Kasasa Cash or Kasasa Cash Back qualification requirements during monthly qualification cycle (at least 12 debit card purchases post and settle, agree to e-statements, log into online banking).
Qualified rate · 2.47% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $100,000Your amount 2.50% $100,000 and up 1.49% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,198 accounts at 4,869 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
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- Synchrony BankBank