Credit union · NCUA insured
Leatherstocking Credit Union Savings Rates
Top CarrotLeatherstocking Credit Union’s best savings rate is 2.50% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Leatherstocking Credit Union’s savings rates compare
Compared with banks and credit unions near Oneonta, NY, where Leatherstocking Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Leatherstocking Credit Union
2.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $250
Money Market
Top rate
Wayne Bank
3.00%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $300
3rd-highest rate
Visions Federal Credit Union
1.00%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $100
Leatherstocking Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0002.50%
- $100,000 balance$100,0002.50%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Leatherstocking Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
2.50%APY
Membership required for eligibility. Approved rates are applied to average balances at month-end.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 2.50% | $250 |
Sources (1)
- lsrfcu.org/deposit-rates · captured Oct 6, 2026
Savings
0.25%APY
Membership required for eligibility. Minimum balance requirement $5.00. Dividend on average daily balances of $100. Rates approved monthly and subject to change without notice.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividend on average daily balances of $100. Minimum balance requirement $5.00.$100 and up | 0.25% | $25 | Dividend on average daily balances of $100. Minimum balance requirement $5.00. |
Sources (1)
- lsrfcu.org/deposit-rates · captured Oct 6, 2026
Special-purpose accounts
IRA Savings
0.25%APY
Membership required for eligibility. IRA annual limits apply. Dividend on average daily balances of $100. Rates approved monthly and subject to change without notice.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividend on average daily balances of $100. IRA annual limits apply.$100 and up | 0.25% | $25 | Dividend on average daily balances of $100. IRA annual limits apply. |
Sources (1)
- lsrfcu.org/deposit-rates · captured Oct 6, 2026
Who can join Leatherstocking Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.