Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 766–780 results
- Spirit of Alaska Credit Union24 Month Savings CertificateSavings · $500 min
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
Offer: Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
2.47% interest rate
Rate checked
More details - Abbott Laboratories Employees Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 2.50%–3.00% by balance
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Minimum withdrawal amount is $100. Up to six withdrawals or transfers per month, including withdrawals by checks; unlimited monthly withdrawals if made in person at an ALEC Branch. Free checks limited to the ALEC check design. Dividends are paid monthly based on the daily average balance.
Offer: Dividends paid monthly based on daily average balance. Rates subject to change monthly.
2.47% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $50,000Your amount 2.50% $50,000 – $100,000 2.75% $100,000 and up 3.00% Rate checked
More details - CEFCUInsured Money Market Account (IMMA)Insured Money Market Account (IMMA) · $2,500 min · 2.50%–2.80% by balance
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Opening deposit and account minimum is $2,500. Balance required to avoid a fee is $2,500. $200 minimum on withdrawals to avoid a fee.
Offer: Tier 1 rate. Balance required to avoid a fee is $2,500.
2.47% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Insured Money Market Account (IMMA) Balance APY $2,500 – $25,000Your amount 2.50% $25,000 – $50,000Tier 2 rate. 2.60% $50,000 – $100,000Tier 3 rate. 2.70% $100,000 and upTier 4 rate. 2.80% Rate checked
More details - Ameriprise Bank, FSBAmeriprise Bank Savings AccountSavings · $100 min · 2.50%–3.35% by balance
Bank · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: To apply, must be at least 18 years old, U.S. citizen or U.S. resident alien, with valid SSN/TIN and U.S. residential address. Limit of 6 transfers/withdrawals per monthly statement cycle.
Offer: Tiered variable-rate account. Interest is compounded daily and paid monthly.
2.47% interest rate · Compounded daily · No monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Ameriprise Bank Savings Account Balance APY Up to $5,000 2.50% $5,000 – $10,000 2.50% $10,000 – $25,000Your amount 2.50% $25,000 – $50,000 3.10% $50,000 – $100,000 3.20% $100,000 – $250,000 3.35% $250,000 and up 3.35% Rate checked
More details - Mid Minnesota Federal Credit UnionKasasa SaverSavings · $5 min · 0.15%–2.50% by balance
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per social security number.
Offer: Requires meeting linked Kasasa checking qualifications per Monthly Qualification Cycle (at least 1 direct deposit/ACH debit/credit, 12 debit card purchases, and e-statements).
Qualified rate · 2.47% interest rate · No monthly fee · Effective Feb 1, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $35,000Your amount 2.50% Over $35,000 0.15%* Rate checked
More details - North American Savings BankHigh Rate SavingsSavings · $1 min
Bank · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Available online through nasb.com only. Interest compounded daily and paid monthly. A $30 account closure fee applies if the account is closed within 90 days of opening.
Offer: Available online through nasb.com only. Interest compounded daily and paid monthly.
Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - North American Savings BankSelect III SavingsSavings · $500 min · 2.50%–3.85% by balance
Bank · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Tiered savings account. Monthly maintenance fee of $7.50 waived if minimum balance of $500 is met.
Offer: Monthly maintenance fee waived with $500 minimum balance.
$7.50 monthly fee · Effective Oct 23, 2026
Rate by balance
Rate by balance for Select III Savings Balance APY Up to $5,000Your amount 2.50% $25,000 – $75,000 3.10% $75,000 and up 3.85% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Requires JD Signature Checking. $10 monthly fee waived if $40,000 balance is maintained.
Offer: Earns 2.50% APY on full balance when JD Signature balance requirements (average of $40,000 in combined balances) are met during each monthly qualification cycle. $10 monthly fee waived if $40,000 balance is maintained.
Qualified rate · $10 monthly fee · Effective Oct 22, 2026
Rate checked
More details - Chartway Credit UnionBonus SavingsSavings · $100 min
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000intro rateRequirements
Product: Must be funded completely with new money (funds not currently on deposit with Chartway Credit Union; funds transferred from IRA accounts not eligible). Chartway senior leadership positions (VP and above), Board of Directors, and volunteers are not eligible. Dividends are paid quarterly.
Offer: Must be funded completely with new money; promotional rate effective as of 1/31/24; dividends paid quarterly.
Promotional rate · 2.50% interest rate · Effective Oct 22, 2026
Rate checked
More details - UBI Federal Credit UnionKasasa Saver AccountSavings · 0.50%–2.50% by balance
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: Offers tiered APY based on qualification and balance.
Offer: Qualifying account rate on balances up to $100,000.
Qualified rate
Rate by balance
Rate by balance for Kasasa Saver Account Balance APY Up to $100,000Your amount 2.50% Over $100,000 0.50% Rate checked
More details - Auburn Savings Bank, FSBPremier Growth SavingsSavings · $25 min · 0.05%–2.50% by balance
Bank · Add a location to see nearby branches
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: Links to free Premier Rewards Checking or Premier Cash Back Rewards Checking accounts. No monthly maintenance fee.
Offer: Earned on all balances if qualifications in Premier Rewards or Premier Cash Back are not met during the Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premier Growth Savings Balance APY Any balance 0.05% Up to $150,000Your amountQualifying for Premier Rewards or Premier Cash Back Rewards qualifies for this rate: at least 12 debit card purchases, at least 1 direct deposit or ACH payment/credit transaction, and enrolled in and agree to receive e-statements post and settle during each Monthly Qualification Cycle. 2.50% $150,001 and upQualifying for Premier Rewards or Premier Cash Back Rewards qualifies for this rate: at least 12 debit card purchases, at least 1 direct deposit or ACH payment/credit transaction, and enrolled in and agree to receive e-statements post and settle during each Monthly Qualification Cycle. Stated APY range is 2.50% - 1.70% depending on balance in account. 0.50%* Rate checked
More details - Freedom Federal Credit UnionEducator SavingsSavings · $1 min · 0.35%–2.50% by balance
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Available to Baltimore County and Harford County school employees in the public and private sector.
Offer: Applies to balances of $1-$10,000. Available to Baltimore County and Harford County school employees in the public and private sector.
2.50% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Educator Savings Balance APY Up to $10,000Your amount 2.50% $10,001 and up 0.35% Rate checked
More details - Global Bank NYPersonal Money MarketPersonal Money Market · $100 min · 2.50%–3.25% by balance
Bank · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Interest is compounded daily and credited to account monthly. Each statement cycle includes six (6) transfers; no monthly service fee. A $15.00 service fee applies for each transfer afterward. Pre-authorized automatic, computer, or telephone transfers or checks/debits are limited to 6 per statement cycle.
Offer: Tier 1 balance tier.
2.47% interest rate · Compounded daily · No monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $100 – $25,000Your amount 2.50% $25,000 – $100,000Tier 2 balance tier. 2.50% $100,000 – $250,000Tier 3 balance tier. 2.50% $250,000 – $500,000Tier 4 balance tier. 3.25% $500,000 and upTier 5 balance tier. 3.25% Rate checked
More details - Greater Community CUShare Savings (Passbook)Savings
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Compounded quarterly and credited quarterly. Reg D limits apply.
Offer: Dividends compounded and credited quarterly.
2.48% interest rate · Compounded quarterly · Effective Oct 13, 2026
Rate checked
More details - Greater Community CUMembership ShareSavings · $10 min
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Requires $10 minimum balance to obtain APY. Compounded quarterly and credited quarterly. Reg D limits apply.
Offer: Requires $10 minimum balance to obtain APY. Dividends compounded and credited quarterly.
2.48% interest rate · Compounded quarterly · Effective Oct 13, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,198 accounts at 4,869 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
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- Synchrony BankBank