Credit union · NCUA insured
Greater Community CU Savings Rates
Top CarrotGreater Community CU’s best savings rate is 2.50% APY on $10,000, with its Membership Share. Rates checked October 16, 2026.
How Greater Community CU’s savings rates compare
Compared with banks and credit unions near Fergus Falls, MN, where Greater Community CU has the most branches. $10,000, best rate first.
This credit union’s best
Greater Community CU
2.50%APY
- Requires
- None
- Earns on $10,000 a year
- $250
Share Savings (Passbook)
Top rate
Mid Minnesota Federal Credit Union
5.00%APY
- Requires
- None
- Earns on $10,000 a year
- $500
2nd-highest rate
Affinity Plus
3.50%APY
- Requires
- Monthly account activity
- Earns on $10,000 a year
- $350
Greater Community CU savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.50%
- $10,000 balance$10,0002.50%
- $100,000 balance$100,0002.50%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Greater Community CU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Membership Share
2.50%APY
Requires $10 minimum balance to obtain APY. Compounded quarterly and credited quarterly. Reg D limits apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upRequires $10 minimum balance to obtain APY. Dividends compounded and credited quarterly.$10 and up | 2.50% | $250 | Requires $10 minimum balance to obtain APY. Dividends compounded and credited quarterly. |
Sources (1)
- greaterccu.com/rates · captured Oct 16, 2026
Share Savings (Passbook)
2.50%APY
Compounded quarterly and credited quarterly. Reg D limits apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and credited quarterly.Any balance | 2.50% | $250 | Dividends compounded and credited quarterly. |
Special-purpose accounts
HSA
2.50%APY
Health Savings Account. Compounded quarterly and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and credited quarterly.Any balance | 2.50% | $250 | Dividends compounded and credited quarterly. |
Sources (1)
- greaterccu.com/rates · captured Oct 16, 2026
IRA Share Savings
2.50%APY
Available as Traditional, Roth, and SEP IRA Share Savings. Compounded quarterly and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to SEP and Traditional/Roth IRA Share Savings. Dividends compounded and credited quarterly.Any balance | 2.50% | $250 | Applies to SEP and Traditional/Roth IRA Share Savings. Dividends compounded and credited quarterly. |
Sources (1)
- greaterccu.com/rates · captured Oct 16, 2026
Who can join Greater Community CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside, worship, attend school, or conduct business in Big Stone, Chippewa, Lac Qui Parle, Otter Tail, Renville, Swift, or Yellow Medicine counties in Minnesota are eligible for membership.
Family and household
- Individuals who have a family member who is currently a member are eligible for membership.
Cost to join
- A one-time $10.00 membership share is required.
Membership information collected October 4, 2026.