Bank · FDIC insured
Ameriprise Bank, FSB Savings Rates
Ameriprise Bank, FSB’s best savings rate is 2.50% APY on $10,000, with its Ameriprise Bank Savings Account. Rates checked October 17, 2026.
How Ameriprise Bank, FSB’s savings rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Ameriprise Bank, FSB has the most branches. $10,000, best rate first.
This bank’s best
Ameriprise Bank, FSB
2.50%APY
- Minimum
- $100
- Earns on $10,000 a year
- $250
Ameriprise Bank Savings Account
Top rate
VisionBank
3.76%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Ameriprise Bank, FSB savings score
94
Savings score
Higher than 96% of U.S. banks and credit unions
- $1,000 balance$1,0002.50%
- $10,000 balance$10,0002.50%
- $100,000 balance$100,0003.35%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ameriprise Bank, FSB ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Ameriprise Bank Savings Account
2.50%APY
Tiered variable-rate account. Must be at least 18 years old and a U.S. citizen or U.S. resident alien with a valid SSN/TIN and U.S. residential address. Maximum of 6 joint owners and up to 5 natural person payable on death (POD) beneficiaries. Interest is compounded daily and paid monthly. Maximum of 6 transfers or withdrawals per monthly statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 2.50% | — |
| $5,000 – $10,000 | 2.50% | — |
| $10,000 – $25,000 | 2.50% | $250 |
| $25,000 – $50,000 | 3.10% | — |
| $50,000 – $100,000 | 3.20% | — |
| $100,000 – $250,000 | 3.35% | — |
| $250,000 and up | 3.35% | — |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.