Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 631–645 results
- b1BANKMAX Money MarketMAX Money Market · $100 min · 2.78%–3.18% by balance
Bank · Add a location to see nearby branches
2.78%APY$278 a year on $10,000with conditionsRequirements
Product: $100 minimum opening deposit. A $15 monthly service charge applies if the daily balance falls below $10,000 during the service charge cycle or the eligible combined relationship balance is less than $25,000 3 business days before the last service charge cycle date. Up to 8 free debits per service charge cycle.
Offer: Premium rate tier with an active b1BANK checking account with at least one customer-initiated debit or credit transaction 3 business days before the end of the interest cycle period. $15 monthly service charge waived with a minimum daily balance of $10,000, or a combined relationship balance of $25,000.
Qualified rate · 2.75% interest rate · $15 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for MAX Money Market Balance APY Up to $25,000Your amount 2.78% $25,000 – $100,000 3.03% $100,000 – $250,000 3.07% $250,000 – $1,000,000 3.12% $1,000,000 – $5,000,000 3.18% $5,000,000 and up 3.18% Rate checked
More details - First Farmers & Merchants BankMoney Market SpecialMoney Market Special · $2,500 min
Bank · Add a location to see nearby branches
2.78%APY$278 a year on $10,000with conditionsRequirements
Product: Customer must have another deposit account with First Farmers and Merchants Bank. Public Funds are not eligible. Maintenance fee of $15.00 applies if balance falls below $2,500 at any point during statement cycle. More than six withdrawals or transfers during any statement cycle subject to penalty.
Offer: Promotional rate of 2.75% interest rate (referred to as Annual Percentage Rate in disclosure) / 2.78% APY applies for 182 days from account opening; thereafter, a tiered rate structure will apply and can change at any time. Must have another deposit account with First Farmers and Merchants Bank. Maintenance fee waived if balance stays at or above $2,500.
Qualified rate · 2.75% interest rate · $15 monthly fee · Effective Jan 1, 2026
Rate checked
More details - Federated Employees Credit UnionMoney MarketMoney Market · $0 min · 1.51%–3.71% by balance
Credit union · Add a location to see nearby branches
2.78%APY$278 a year on $10,000Requirements
Product: No minimum balance required. No annual fees. Withdrawals of $500 or more up to 3 times per month at no charge; $15 fee per additional withdrawal. Joint ownership with parent/guardian required for under 18. Membership eligibility/valid ID and SSN required.
1.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 1.51% $2,500 – $10,000 2.27% $10,000 – $25,000Your amount 2.78% $25,000 – $50,000 3.19% $50,000 – $75,000 3.45% $75,000 and up 3.71% Rate checked
More details - Spirit of Alaska Credit Union6 Month Savings CertificateSavings · $500 min
Credit union · Add a location to see nearby branches
2.75%APY$275 a year on $10,000Requirements
Product: Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
Offer: Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.
2.71% interest rate
Rate checked
More details - PFFCU – Police & Fire Federal Credit UnionPremium Yield AccountPremium Yield Account · $2,500 min · 2.75%–3.00% by balance
Credit union · Add a location to see nearby branches
2.75%APY$275 a year on $10,000Requirements
Product: Membership required. Premium Yield Account (PYA) requires a $2,500 balance to earn dividends; dividends do not accrue on days when ending balance is below $2,500. Two free withdrawals/transfers out per calendar month; $10 fee per each additional withdrawal/transfer out.
2.72% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Premium Yield Account Balance APY $2,500 – $50,000Your amount 2.75% $50,000 and upJumbo APY of 3.00% on deposits of $50,000 or more. Requires a $2,500 balance to earn dividends. Two free withdrawals per month, $10 per each additional withdrawal/transfer out. 3.00% Rate checked
More details - PFFCU – Police & Fire Federal Credit UnionPremium Yield Account (S25)Savings · $2,500 min · 2.75%–3.00% by balance
Credit union · Add a location to see nearby branches
2.75%APY$275 a year on $10,000Requirements
Product: Requires a $2,500 balance to earn dividends. Dividends do not accrue on days when ending balance is below $2,500. Entitled to two free withdrawals/transfers out per month; $10 fee per each additional withdrawal/transfer out.
Offer: Requires a $2,500 balance to earn dividends. Deposits of $2,500 to $49,999.99 earn 2.75% APY.
2.72% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Premium Yield Account (S25) Balance APY $2,500 – $50,000Your amount 2.75% $50,000 and up 3.00% Rate checked
More details - 2.75%APY$275 a year on $10,000
Effective Oct 1, 2026
Rate checked
More details - Penn Community BankPremium Money MarketPremium Money Market · $2,500 min · 2.75%–3.25% by balance
Bank · Add a location to see nearby branches
2.75%APY$275 a year on $10,000Requirements
Product: Rates are variable and may change at any time without prior notice. APY assumes minimum reinvestment at the same rate for an annual period. Fees may reduce earnings.
Offer: Credited end of month.
2.72% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY $2,500 and upYour amount 2.75% $50,000 and up 3.00% $250,000 and up 3.25% Rate checked
More details - Wright-Patt Credit UnionMoney Market Savings AccountMoney Market Savings Account · $100 min
Credit union · Add a location to see nearby branches
2.75%APY$275 a year on $10,000Requirements
Product: Variable rate account. Dividends are compounded and credited monthly. No monthly service fees. No transaction limitations. Free checks with a money market account balance of $10,000 or more (specific check styles). NCUA insured up to $250,000. Minimum deposit to open is $100.00, in addition to the purchase of one $5.00 membership share required to be maintained in TrueSaver account. No dividends paid on balances under $100.00.
Offer: No dividends are paid on balances under $100.00. Requires $5.00 membership share in TrueSaver account.
No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Product: Rate is variable and subject to change after the account is open. Fees may reduce earnings. Excessive transfers or withdrawals may result in fees.
Offer: No minimum balance required to earn APY. Rate is variable and subject to change after account opening.
2.71% interest rate · Effective Aug 10, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000intro rate
Requirements
Product: Smart Savings is free of monthly maintenance charges. Rate is variable and subject to change after the account is open. Fees may reduce earnings. Excessive transfers or withdrawals may result in fees.
Offer: Variable rate subject to change after the account is open. No minimum balance required to earn APY. Free of monthly maintenance charges.
Promotional rate · 2.71% interest rate · No monthly fee · Effective Aug 10, 2026
Rate checked
More details - Educational Systems Federal Credit UnionHigh Yield Savings AccountSavings · $50 min · 0.01%–3.50% by balance
Credit union · Add a location to see nearby branches
2.75%APY$275 a year on $10,000Requirements
Product: Tiered, variable rates based on balance thresholds. Limit of one High Yield Savings Account per member. Dividends compounded and credited monthly. Balances of $500,000.01 and above earn prevailing Membership Savings rate. Effective November 1, 2026, average daily balance determines the applicable tier and the APY applies to the entire balance, with a maximum balance of $500,000 and any excess transferred daily to Membership Savings.
Offer: Average daily balance of $0.00 up to $1,000 earns Tier One rate. Dividends compounded and credited monthly. Effective November 1, 2026, tier applies to entire balance for average daily balances of $0.01 up to $25,000.
2.47% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for High Yield Savings Account Balance APY Up to $1,000 2.50% $1,000 – $50,000Your amount 2.75% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 – $500,000 3.50% Over $500,000 0.01% Rate checked
More details - Walden MutualSave LocalSavings · $100 min · 1.75%–2.75% by balance
Bank · Add a location to see nearby branches
2.75%APY$275 a year on $10,000Requirements
Product: Personal savings account with no monthly maintenance fees and unlimited withdrawals. Minimum daily balance of $0.01 required to avoid account closure. Interest compounds daily and posts monthly.
Offer: Base APY for daily balances between $0.01 and $9,999.99. Minimum daily balance of $0.01 required.
No monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Save Local Balance APY Up to $10,000 1.75% $10,000 – $100,000Your amount 2.75% $100,000 and up 1.75% Rate checked
More details - Five Star BankHigh Yield Money Market AccountHigh Yield Money Market Account · $10,000 min · 0.10%–3.25% by balance
Bank · Add a location to see nearby branches
2.75%APY$275 a year on $10,000Requirements
Product: Applying online requires an initial deposit of at least $10,000 in new-to-Five Star Bank money not previously on deposit with Five Star Bank in the past 90 days. For initial deposits less than $10,000, visit a local branch. Service charge of $10.00 per statement period does not apply when maintaining at least a $10,000 average ledger balance for the activity period.
Offer: Variable rate account. A $10,000.00 minimum deposit of new-to-Five Star Bank money not previously on deposit with Five Star Bank in the past 90 days is required to open. Monthly fee waived with at least $10,000 average ledger balance.
0.10% interest rate · $10 monthly fee
Rate by balance
Rate by balance for High Yield Money Market Account Balance APY Up to $10,000 0.10% $10,000 – $100,000Your amount 2.75% $100,000 and up 3.25% Rate checked
More details - Farmers Insurance Federal Credit UnionOnline SavingsSavings · $0 min
Credit union · Add a location to see nearby branches
2.75%APY$275 a year on $10,000with conditionsRequirements
Product: No branch or call center access with this account. Earn 2.75% APY when you have $1,000+ in monthly Direct Deposit to a FIGFCU Checking account; earn the standard 1.75% APY without the Direct Deposit requirement. No maintenance fees or minimum balance requirement.
Offer: With Direct Deposit ($1,000+ monthly ACH Direct Deposit or Agent Net Check into a FIGFCU Checking account).
Qualified rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,198 accounts at 4,869 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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