Bank · FDIC insured
Bankwell Savings Rates
Bankwell’s best savings rate is 2.75% APY on $10,000, with its Smart Money Market. Rates checked October 22, 2026.
How Bankwell’s savings rates compare
Compared with banks and credit unions near Bridgeport, CT, where Bankwell has the most branches. $10,000, best rate first.
This bank’s best
Bankwell
2.75%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $275
Smart Money Market
Top rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
Nutmeg State Financial Credit Union
4.00%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Bankwell savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.75%
- $10,000 balance$10,0002.75%
- $100,000 balance$100,0002.75%
- QualifiedQualified2.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bankwell ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Smart Money Market
2.75%APY
Rate is variable and subject to change after the account is open. Fees may reduce earnings. Excessive transfers or withdrawals may result in fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to earn APY. Rate is variable and subject to change after account opening.Any balance | 2.75% | $275 | No minimum balance required to earn APY. Rate is variable and subject to change after account opening. |
Sources (1)
- mybankwell.com/resources/bankwell-rates · captured Oct 22, 2026
Smart Savings
2.75%APY
Smart Savings is free of monthly maintenance charges. Rate is variable and subject to change after the account is open. Fees may reduce earnings. Excessive transfers or withdrawals may result in fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate subject to change after the account is open. No minimum balance required to earn APY. Free of monthly maintenance charges.Any balance | 2.75% | $275 | Variable rate subject to change after the account is open. No minimum balance required to earn APY. Free of monthly maintenance charges. |
Sources (2)
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.