Best high-yield savings rates

Requirements

Product: Available only to holders of a High Yield Checking or Cash Back Checking account. Limit one account per social security number. Dividends earned in High Yield Checking automatically transfer to High Yield Savings each statement cycle and do not compound. No account limitations apply. Requires purchasing and maintaining at least 1 share ($10.00 par value) for membership.

Offer: Earn 3.00% APY on balances up to $100,000 when meeting qualifications for High Yield Checking or Cash Back Checking.

Requirements

Product: Suncoast High Yield Checking account is required to open. Limited to one high yield money market account per member.

Offer: Requires active High Yield Checking account and $2,000 monthly deposit minimum in High Yield Checking and/or High Yield Savings (excluding internal account-to-account transfers; deposits directly to the High Yield Money Market are not included).

Requirements

Product: Requires a linked Better Interest Checking or Better Cash Back account. Paper statements incur a $3.00 monthly fee if selected instead of e-statements.

Offer: Earned when qualifications are met on linked checking account (at least 1 ACH credit/payment, at least 12 PIN-based debit card purchases, and enrolled in e-statements during Monthly Qualification Cycle). No minimum balance required to earn rewards.

Requirements

Product: Must pair with a U checking account. Free savings account. Statements mailed quarterly. Interest compounded monthly and credited monthly on daily balance (or compounded daily and credited quarterly per website overview).

Offer: Applies to daily balances up to and including $15,000. Variable rate. Minimum opening deposit of $50.00.

Requirements

Product: Two free withdrawals or transfers per month; $10 fee for each additional withdrawal or transfer. Requires a $2,500 balance to earn dividends.

Offer: Requires a $2,500 balance to earn dividends. Dividends do not accrue on days when ending balance is below $2,500. Two free withdrawals per month, $10 per additional withdrawal/transfer out.

Requirements

Product: Free variable rate deposit account linked to MSB Rewards Cash or MSB Rewards Cash Back checking. Limit one account per SSN.

Offer: Qualifications met during monthly qualification cycle: have and maintain a valid email address on record, enrolled in and agree to receive e-Statements, and have and maintain a MSB Rewards Cash or MSB Rewards Cash Back checking account.

Requirements

Product: Bundled with Intelligent Checking. Existing savings accounts cannot be converted to Intelligent Savings. Limited to one per account.

Offer: Qualifying rate. Must have an Intelligent Checking account and meet monthly qualifiers: 12 debit/credit card transactions, direct deposit of $100 or more per month, log into online banking at least once per month, and receive e-Statements.

Requirements

Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. No minimum opening deposit and no monthly maintenance fee. Higher APYs require meeting monthly qualification cycle criteria in linked account (at least 1 direct deposit/ACH credit/payment, at least 12 debit card purchases, and e-statement enrollment).

Offer: Applies to daily balances up to $50,000.00 when qualifications are met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle.

Requirements

Product: Must have a linked Kasasa Cash or Kasasa Cash Back checking account to build automatic savings. Earning the highest rate requires meeting monthly qualification cycle activities in linked checking (at least 12 debit card purchases > $4.99, at least 1 direct deposit or ACH credit, and enrolled in E-Statements). No monthly maintenance fee. No minimum balance to earn rewards.

Offer: When qualifications in linked Kasasa Cash or Kasasa Cash Back account are met. Rate is 2.96% (2.9595% dividend rate).

Requirements

Product: Link to Kasasa Cash Back Checking. No minimum balance to earn rewards. No monthly maintenance fees. If new to Explorers CU, minimum $10 membership deposit into a Share (Savings) Account required.

Offer: When qualifications in linked Kasasa Cash Back Checking are met. Earned on balances up to $25,000.

Requirements

Product: Links to free Kasasa Cash or Kasasa Cash Back checking. Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings.

Offer: When qualifying for Kasasa Cash or Cash Back rewards.

Requirements

Product: Advertised rates available only to new funds deposited with First Carolina Bank Platinum Advantage Money Market Account; personal or business clients may be required to have or open a personal or business checking account

Offer: Available only to new funds; personal or business clients may be required to have or open a checking account; $25 monthly fee applied if minimum balance drops below $2,500 during a statement period; rate is variable

Requirements

Product: Linked to Kasasa Cash+ checking account. Earnings/rewards from Kasasa Cash+ automatically transfer into Kasasa Saver+. Free online, mobile, and telephone banking.

Offer: Applies to balances up to $75,000 when linked Kasasa Cash+ qualification requirements are met.

Requirements

Product: Links to Free Kasasa Cash or Kasasa Cash Back checking to automatically deposit rewards. Qualifications per Monthly Qualification Cycle: at least 12 debit card purchases post and settle, and be enrolled in and log into online banking.

Offer: Earns 3.00% APY on balances up to $100,000 when qualifications in Kasasa Cash or Kasasa Cash Back are met.