Credit union · NCUA insured
Dakota West Credit Union Savings Rates
Dakota West Credit Union’s best savings rate is 0.50% APY on $10,000, with its Badlands Gold Savings. Rates checked October 22, 2026.
How Dakota West Credit Union’s savings rates compare
Compared with banks and credit unions near Minot, ND, where Dakota West Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Dakota West Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $300
Free Kasasa Saver
Top rate
Tel-U-Watt Federal Credit Union
3.25%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $325
3rd-highest rate
Credit Union 1
2.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $200
Dakota West Credit Union savings score
83
Savings score
Higher than 63% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.75%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dakota West Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Free Kasasa Saver
Up to 3.00%APY
Links to free Kasasa Cash or Kasasa Cash Back checking. Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $250,000When qualifying for Kasasa Cash or Cash Back rewards. | 3.00% | $300 | When qualifying for Kasasa Cash or Cash Back rewards. |
| Any balanceIf qualifications are not met in Kasasa Cash or Kasasa Cash Back. | 0.05% | $5 | If qualifications are not met in Kasasa Cash or Kasasa Cash Back. |
Sources (1)
- dakotawestcu.com/savings-accounts · captured Sep 19, 2026
Badlands Gold Savings
0.50%APY
$10 Monthly Maintenance Fee if accounts fall below minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $24,999Tier 1 | 0.50% | $50 | Tier 1 |
| $25,000 – $74,999Tier 2 | 0.60% | — | Tier 2 |
| $75,000 and upTier 3 | 0.75% | — | Tier 3 |
Badlands Savings
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.15% | $15 |
Special-purpose accounts
Pee Wee Penguin Savings
0.15%APY
Account available to children ages 0-12.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $5,000Ages 0-12. · $5 to open | 5.00% | $5 | — | Ages 0-12. |
| $5 and upUnknown to open | 0.15% | Unknown | $15 | |
| Over $5,000Ages 0-12. · $5 to open | 0.15% | $5 | $15 | Ages 0-12. |
Sources (3)
All captured Sep 19, 2026
IRA Savings
1.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 1.25% | $125 |
Christmas Club Savings
0.15%APY
Dividends and balance automatically transferred in November to a Badlands Savings Account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Who can join Dakota West Credit Union
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