Credit union · NCUA insured
Explorers Credit Union Savings Rates
Explorers Credit Union’s best savings rate is 0.05% APY on $10,000, with its Share Savings. Rates checked October 22, 2026.
How Explorers Credit Union’s savings rates compare
Compared with banks and credit unions near Sioux Falls, SD-MN, where Explorers Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Explorers Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $300
Free Kasasa Saver
Top rate
ONE AMERICAN BANK
3.00%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $300
2nd-highest rate
Citi
3.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $300
Explorers Credit Union savings score
73
Savings score
Higher than 34% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Explorers Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Free Kasasa Saver
Up to 3.00%APY
Link to Kasasa Cash Back Checking. No minimum balance to earn rewards. No monthly maintenance fees. If new to Explorers CU, minimum $10 membership deposit into a Share (Savings) Account required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000When qualifications in linked Kasasa Cash Back Checking are met. Earned on balances up to $25,000. | 3.00% | $300 | When qualifications in linked Kasasa Cash Back Checking are met. Earned on balances up to $25,000. |
| Any balanceIf qualifications aren't met. | 0.05% | $5 | If qualifications aren't met. |
Sources (1)
- explorerscu.com/free-kasasa-saver · captured Sep 19, 2026
Share Savings
0.05%APY
$10 minimum opening deposit and balance. Establishes Explorers CU membership. No monthly or annual service fee. Combined accounts federally insured up to $250,000 by NCUA.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.05% | $5 |
Sources (1)
- explorerscu.com/accounts/savings · captured Sep 19, 2026
Sub-Share Savings
0.05%APY
$10 minimum opening deposit and balance. No monthly or annual service fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.05% | $5 |
Sources (1)
- explorerscu.com/accounts/savings · captured Sep 19, 2026
Who can join Explorers Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, volunteer, or attend school in designated counties in South Dakota and Nebraska.
Family and household
- Immediate family members of Explorers CU members are eligible for membership.
Cost to join
- A minimum share savings account deposit of $10 is required to establish membership.
Membership information collected October 4, 2026.