Credit union · NCUA insured
CorePlus Credit Union Savings Rates
CorePlus Credit Union’s best savings rate is 0.10% APY on $10,000, with its Money Market Account. Rates checked September 24, 2026.
How CorePlus Credit Union’s savings rates compare
Compared with banks and credit unions near Norwich, CT, where CorePlus Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CorePlus Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $300
Kasasa Saver
Top rate
Beacon Bank
3.20%APY
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000 a year
- $320
3rd-highest rate
CSE Credit Union
2.84%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $284
CorePlus Credit Union savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.20%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CorePlus Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 3.00%APY
Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. No minimum opening deposit and no monthly maintenance fee. Higher APYs require meeting monthly qualification cycle criteria in linked account (at least 1 direct deposit/ACH credit/payment, at least 12 debit card purchases, and e-statement enrollment).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Applies to daily balances up to $50,000.00 when qualifications are met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle. | 3.00% | $300 | Applies to daily balances up to $50,000.00 when qualifications are met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle. |
| Any balanceApplies to entire daily balance when qualifications in linked Kasasa Cash or Kasasa Cash Back account are not met. | 0.05% | $5 | Applies to entire daily balance when qualifications in linked Kasasa Cash or Kasasa Cash Back account are not met. |
| Over $50,000Earns 1.49% dividend rate on the portion of daily balance over $50,000.01 when qualifications are met in linked Kasasa Cash or Kasasa Cash Back account, resulting in an APY range from 1.50% to 3.00% depending on balance. | 1.50% | — | Earns 1.49% dividend rate on the portion of daily balance over $50,000.01 when qualifications are met in linked Kasasa Cash or Kasasa Cash Back account, resulting in an APY range from 1.50% to 3.00% depending on balance. |
Sources (3)
- coreplus.org/accounts/savings/kasasa-saver
- coreplus.org/borrowing-rates
- coreplus.org/wp-content/upload…are-Rates-Disclosure.pdf
All captured Sep 19, 2026
Money Market Account
0.10%APY
Tiered interest rate determined by balance; check writing capability; minimum opening balance $2,000; no monthly service fee; minimum transaction amount $250; limit of 6 transactions per month. Entire balance earns at the tier rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 and upMoney Market: Tier 1 | 0.10% | $10 | Money Market: Tier 1 |
| $25,000 and upMoney Market: Tier 2 | 0.15% | — | Money Market: Tier 2 |
| $50,000 and upMoney Market: Tier 3 | 0.20% | — | Money Market: Tier 3 |
Sources (2)
All captured Sep 19, 2026
Share Savings
0.05%APY
Par value membership share ($0.01) is required to be held reserved in a share account. Minimum balance of $0.01 required at all times.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Special-purpose accounts
Youth Super Saver
Up to 4.00%APY
Joint custodial account for kids and teens opened with a parent, grandparent, or guardian. Requires child's Social Security number and date of birth. Includes $5 birthday credit each year.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $10,000Applies to balances up to $10,000. Start saving with as little as $0.01. · $0.01 to open | 4.00% | $0.01 | $400 | Applies to balances up to $10,000. Start saving with as little as $0.01. |
| Any balanceUnknown to open | 3.00% | Unknown | $300 |
Sources (3)
- coreplus.org/accounts/savings/youth-super-saver
- coreplus.org/borrowing-rates
- coreplus.org/wp-content/upload…are-Rates-Disclosure.pdf
All captured Sep 19, 2026
HSA Money Market Account
3.00%APY
Must be a CorePlus member with a CorePlus HSA associated with a qualifying high-deductible health plan (HDHP). Account must be opened with a CorePlus representative (cannot be opened online). Tiered rate paid on entire balance. Daily balance method; failure to maintain minimum required daily balance during dividend period results in loss of accrued dividends.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,000 | 0.25% | — |
| $2,000 – $10,000 | 2.50% | — |
| $10,000 – $25,000 | 3.00% | $300 |
| $25,000 and up | 3.50% | — |
Sources (1)
- coreplus.org/accounts/savings/hsa-money-market · captured Sep 19, 2026
Health Savings
0.25%APY
Must be covered under an HSA-compatible high deductible health plan (HDHP). Triple-tax advantage: tax-deductible contributions, tax-deferred growth, tax-free withdrawals for eligible medical expenses. Minimum balance of $0.01 required at all times.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
IRA Share
0.10%APY
Available as Traditional IRA, Roth IRA, and Educational IRA. Subject to annual statutory contribution limits and IRS regulations. Minimum balance requirement of $50 to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum balance of $50 required to earn dividends.$50 and up | 0.10% | $10 | Minimum balance of $50 required to earn dividends. |
Share Club
0.05%APY
No monthly maintenance fees or withdrawal fees. Automatic payroll deductions available. Holiday club funds are automatically transferred to designated deposit account each October.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Who can join CorePlus Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Open to anyone through enrollment in the American Consumer Council (ACC), a free non-profit focused on consumer education and financial literacy, with lifetime membership dues paid by Waypoint.
Where you live or work
- Open to individuals who live, work, worship, or attend school within the 19 census tracts in New London County that meet the underserved investment area definition in Section 109(c)(2) of the Federal Credit Union Act.
Family and household
- Applicants under 18 can join with a parent or guardian joining as a co-owner on the account.
Cost to join
- An opening deposit of as little as one cent is required to open a share savings account in a branch.
- An opening deposit of five dollars is required to open a share savings account online.
Membership information collected October 4, 2026.