Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 526–540 results
- PrimeWay Federal Credit UnionMoney Market MaxMoney Market Max · $5 min · 2.85%–3.50% by balance
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000Requirements
Product: Rate is tied to Prime Rate minus 4.00% APR and subject to change. Minimum transaction amount of $500 with maximum of 6 transactions per month. Compounded and credited monthly.
Offer: Minimum balance to earn APY is $1.00.
2.81% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Max Balance APY Up to $10,000 2.85% $10,000 – $25,000Your amount 3.00% $25,000 – $50,000 3.10% $50,000 – $100,000 3.25% $100,000 – $250,000 3.35% $250,000 and up 3.50% Rate checked
More details - Peoples Security Bank & TrustOnline SavingsSavings · $25 min
Bank · Add a location to see nearby branches
3.00%APY$300 a year on $10,000intro rateRequirements
Product: Online-exclusive high-yield savings. $25 minimum to open. $5 monthly minimum-balance fee if average daily balance falls below $100, refunded with recurring direct deposit. Product spec states $0.01 minimum to earn interest; the rate table says no minimum. Interest compounded and credited quarterly. In-branch withdrawals are assessed a $15 fee.
Offer: Rate after the 6-month Online Savings New Customer Special introductory period; variable and may change at any time. No minimum balance to earn interest.
Promotional rate · 2.97% interest rate · $5 monthly fee · Effective Aug 12, 2026
Rate checked
More details - Peoples Security Bank & TrustOnline SavingsSavings · $25 min · 3.00%–3.21% by balance
Bank · Add a location to see nearby branches
3.00%APY$300 a year on $10,000intro rateRequirements
Product: Online-exclusive high-yield savings. $25 minimum to open. $5 monthly minimum-balance fee if average daily balance falls below $100, refunded with recurring direct deposit. Product spec states $0.01 minimum to earn interest; the rate table says no minimum. Interest compounded and credited quarterly. In-branch withdrawals are assessed a $15 fee.
Offer: New Customer Special: 3.35% promotional interest rate for the first 6 months. 3.21% is a blended APY over the first 12 months, not a standalone post-promo APY. New customers only; anyone who currently has or had an open PSBT account in the past six months is ineligible. After 6 months the account converts to the standard Online Savings rate. No minimum balance to earn interest. Promo as-of dates conflict: 2026-08-12 on the deposit-rate page vs 2026-07-21 on the product page.
Promotional rate · 3.35% interest rate · $5 monthly fee · Effective Aug 12, 2026
Rate by balance
Rate by balance for Online Savings Balance APY Any balance 3.21% Over $0Your amountStandard variable Online Savings rate. Rate table states no minimum balance to obtain APY; product spec states $0.01 minimum to earn. $5 monthly fee if average daily balance is below $100; refunded with recurring direct deposit. 3.00% Rate checked
More details - Peoples Security Bank & TrustMaxEarnings SaverSavings · $25 min
Bank · Add a location to see nearby branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Enhanced rates require being the primary owner of a qualifying MaxEarnings Checking account. Variable rates; no minimum balance required to earn interest. Product page: $5 monthly fee if average daily balance falls below $25, refunded with recurring direct deposit. Comparison table instead uses a $100 average-daily-balance threshold and $0/$5 fee. Interest compounding is stated as monthly on the product page and quarterly in one feature blurb.
Offer: Qualifying tier 1: primary owner on a qualifying MaxEarnings Checking account. Rate paid on the entire balance when daily balance is at least $0.01 and less than $25,000. Variable; no minimum balance to earn interest. $5 monthly fee if average daily balance is below the stated threshold; waived/refunded with recurring direct deposit.
Qualified rate · 2.96% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate checked
More details - Pacific Service Credit UnionStack SavingsSavings · $1,000 min
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: No monthly maintenance fee, no minimum balance requirement to earn dividends if qualifications are met, and no cap on dividend earnings. $1,000 minimum required to open account and earn dividends ($100 for members age 23 and under). Requires opening a primary savings account with $5.00 minimum balance for membership. Dividends calculated via daily balance method and credited monthly. APY applied in the following month.
Offer: Tier 2 requirements: Qualifying government or payroll direct deposits totaling at least $5,000 per calendar month and at least 10 qualifying purchase transactions using a Pacific Service CU debit card and/or Visa credit card posting during the same calendar month. Opening deposit of $1,000 required ($100 for age 23 and under).
Qualified rate · 2.96% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Promotional product. No minimum balance required. Rate may change after account opening. Fees may reduce earnings.
Offer: No minimum balance required. Rate may change after account opening.
2.96% interest rate · Effective Sep 17, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account and enrollment in eStatements. Qualifications per Monthly Qualification Cycle to earn higher rate: at least 15 debit card purchases, at least 1 direct deposit or ACH credit transaction, and enrolled in eStatements. If qualifications are not met, base rate applies. No monthly maintenance fee.
Offer: When monthly qualifications in linked Kasasa Cash or Kasasa Cash Back account are met.
Qualified rate · Balance cap $250,000 · No monthly fee · Effective Feb 20, 2025
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Must be linked to and opened in conjunction with a Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per SSN. Rewards earned in Kasasa checking automatically post or transfer to Kasasa Saver.
Offer: Applies to average daily balances up to $100,000 when linked Kasasa checking qualifications are met during the Monthly Qualification Cycle.
Qualified rate · 2.96% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - SMW Financial Credit UnionRewards SaverSavings · $0 min · 0.75%–3.00% by balance
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Available to Rewards Checking account holders. Must meet monthly qualification cycle requirements (at least $1,000 in direct deposit/ACH credits per month, at least 15 debit card purchases of at least $3, and enrolled in eStatements) to earn qualifying rates; otherwise earns base interest rate.
Offer: Qualifying rate requires at least $1,000 in direct deposit/ACH credits per month, at least 15 debit card purchases of at least $3, and enrollment in eStatements in Rewards Checking during each Monthly Qualification Cycle.
Qualified rate · 2.96% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Rewards Saver Balance APY Up to $25,000Your amount 3.00% Over $25,000 0.75% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Requires a linked High Interest Checking or Cash Back Checking account. Limit of 1 account per Social Security Number. $25 minimum deposit to open. No recurring monthly maintenance fees.
Offer: Qualifying rate tier when linked checking account qualifications are met during the Monthly Qualification Cycle.
Qualified rate · 2.96% interest rate · Balance cap $50,000 · No monthly fee · Effective Sep 10, 2025
Rate checked
More details - First State BankPurpose Money Market AccountPurpose Money Market Account · $1,000 min · 0.01%–4.00% by balance
Bank · Add a location to see nearby branches
3.00%APY$300 a year on $10,000intro rateRequirements
Product: Six debits per month included. $10 monthly service charge if the average monthly balance falls below $10,000. Excess Debit is $10 for each excess debit over 6 per month. Variable rates may change at any time.
Offer: Monthly fee waived if average monthly balance is $10,000 or more.
Promotional rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Purpose Money Market Account Balance APY Up to $999 0.01% $1,000 – $4,999 2.50% $5,000 – $24,999Your amount 3.00% $25,000 and up 3.50% $50,000 and upAnniversary Money Market Special / Promotional offer. Accurate as of 10/01/2026. Limit one account per Tax ID. Minimum of $50,000 to open and earn APY required. Current customers may transfer up to $10,000 from another First State Bank account, with remaining funds new money to First State Bank. Promotional rate fixed for 90 days from account opening; automatically converts to Purpose Money Market standard rates thereafter. Account must be opened by 12/31/2026. Limit one account transfer offer per tax-reported owner. 4.00% Rate checked
More details - Frankenmuth Credit UnionKasasa SaverSavings · $0 min
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Must link with a Kasasa checking account (Kasasa Cash, Kasasa Cash Back, Kasasa Eats, or Kasasa Play). Monthly qualification cycle requires at least 15 debit card purchases of $5 or more and enrollment in e-statements. ACH payment/deposit required except for Kasasa Eats and Kasasa Play. Limit 1 account per SSN.
Offer: Qualifying rate on balances up to $50,000 when monthly qualifications are met in linked Kasasa checking account.
Qualified rate · 2.96% interest rate · Balance cap $50,000 · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Prospera Credit UnionConnect SavingsSavings · 0.10%–3.00% by balance
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Must have a Connect Plus Checking to open Connect Savings. Connect Plus Checking qualifications apply to Connect Savings. For individual accounts only. Dividends are compounded monthly. Fees may reduce earnings.
Offer: Applies when monthly qualifications are not met.
Qualified rate · 0.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Connect Savings Balance APY Any balance 0.10% Up to $40,000Your amountApplies when Connect Plus Checking qualifications are met. 3.00% $40,000 and up 0.10% Rate checked
More details - 3.00%APY$300 a year on $10,000
2.96% interest rate · Effective Oct 5, 2026
Rate checked
More details - RiverLand Federal Credit UnionHigh-Yield SavingsSavings · $0 min
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000Requirements
Product: Limited to 6 free withdrawals per calendar month ($10 fee per withdrawal thereafter). Variable rate reviewed monthly. Internal transfers enabled; external transfers require moving funds to regular savings or checking first.
Offer: No minimum balance, no monthly fees, no direct deposit required. 6 free withdrawals per calendar month, $10 fee per withdrawal thereafter.
2.96% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,198 accounts at 4,869 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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- Synchrony BankBank