Credit union · NCUA insured
Prospera Credit Union Savings Rates
Prospera Credit Union’s best savings rate is 0.10% APY on $10,000, with its Prosper Money Market. Rates checked October 16, 2026.
How Prospera Credit Union’s savings rates compare
Compared with banks and credit unions near Appleton, WI, where Prospera Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Prospera Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $300
Connect Savings
Top rate
CoVantage Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $325
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Prospera Credit Union savings score
78
Savings score
Higher than 46% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0002.40%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Prospera Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Thrive Money Market
Up to 3.20%APY
For individual accounts only. Dividends are compounded monthly. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $40,000 and up | 2.00% | — |
| $100,000 and up | 2.40% | — |
| $250,000 and up | 3.20% | — |
Sources (2)
- myprospera.com/checking-savings/account-rates
- myprospera.com/checking-saving…ccount-share-certificate
All captured Oct 5, 2026
Connect Savings
Up to 3.00%APY
Must have a Connect Plus Checking to open Connect Savings. Connect Plus Checking qualifications apply to Connect Savings. For individual accounts only. Dividends are compounded monthly. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies when monthly qualifications are not met. | 0.10% | $10 | Applies when monthly qualifications are not met. |
| Up to $40,000Applies when Connect Plus Checking qualifications are met. | 3.00% | $300 | Applies when Connect Plus Checking qualifications are met. |
| $40,000 and upApplies to balances of $40,000 and greater when qualifications are met. | 0.10% | — | Applies to balances of $40,000 and greater when qualifications are met. |
Sources (2)
All captured Oct 5, 2026
Prosper Money Market
0.10%APY
For individual accounts only. Dividends are compounded monthly. Fees may reduce earnings. Minimum balance of $10,000 to avoid monthly fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up | 0.10% | $10 | |
| $10,000 and upMinimum balance to avoid monthly fee. | 0.10% | $10 | Minimum balance to avoid monthly fee. |
| $25,000 and up | 0.15% | — | |
| $50,000 and up | 0.20% | — | |
| $100,000 and up | 0.25% | — | |
| $250,000 and up | 0.35% | — |
Sources (2)
- myprospera.com/checking-savings/account-rates
- myprospera.com/checking-saving…ccount-share-certificate
All captured Oct 5, 2026
Share Savings Account
0.10%APY
For individual accounts only. Interest is compounded quarterly. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum: $5. Compounded quarterly.$5 and up | 0.10% | $10 | Minimum: $5. Compounded quarterly. |
Sources (2)
All captured Oct 5, 2026
Sub Savings Account
0.10%APY
For individual accounts only. Dividends are compounded quarterly. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum: $5. Compounded quarterly.$5 and up | 0.10% | $10 | Minimum: $5. Compounded quarterly. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Teen Savings
Up to 3.00%APY
Must have a Teen Checking to open Teen Savings. Refer to Teen Checking qualifications which then apply to Teen Savings. Limit one Teen Savings account per account number. For individual accounts only. Dividends are compounded monthly. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to the entire balance if monthly qualifications are not met. | 0.10% | $10 | Applies to the entire balance if monthly qualifications are not met. |
| Up to $40,000Applies to balances of $0.01 – $40,000 if qualifications are met during the monthly qualification period. | 3.00% | $300 | Applies to balances of $0.01 – $40,000 if qualifications are met during the monthly qualification period. |
| $40,000 and upApplies to balances of $40,000.01 and greater if qualifications are met during the monthly qualification period. | 0.10% | — | Applies to balances of $40,000.01 and greater if qualifications are met during the monthly qualification period. |
Sources (2)
All captured Oct 5, 2026
Club Savings Account
0.30%APY
Specifically for holiday expenses. Holiday Savings Accounts are set to pay dividends (APY) on any balance of $1 or more. For individual accounts only. Dividends are compounded annually. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upMinimum: $1. Compounded annually.$1 and up | 0.30% | $30 | Minimum: $1. Compounded annually. |
Sources (2)
All captured Oct 5, 2026
Individual Retirement Account (IRA) Savings
0.25%APY
For individual accounts only. Dividends are compounded monthly. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum: $5. Compounded monthly.$5 and up | 0.25% | $25 | Minimum: $5. Compounded monthly. |
Sources (1)
- myprospera.com/checking-savings/account-rates · captured Oct 5, 2026
Who can join Prospera Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone living or working in Wisconsin’s Outagamie, Winnebago, Brown, Calumet, Waupaca, Manitowoc, Waushara, Shawano, and Fond du lac counties is eligible for membership.
Employers and groups
- Printpac Acquisitions, Inc., a Wisconsin based company.
- Employees of RR Donnelly and all its solely owned subsidiary companies are eligible for membership.
Military, government and schools
- Teachers, administration, and students of Fox Valley Technical College and University of Wisconsin Center Fox Valley are eligible for membership.
- University of Wisconsin Oshkosh (UWO) current and previous university staff, academic staff, faculty, any employee of the organization currently holding the food service contract for UWO, and any officially recognized Association of UWO are eligible for membership.
- UWO students currently enrolled, previously enrolled, alumni, and/or who completed any classes at UWO are eligible for membership.
1 more way to join
Family and household
- Immediate family members of any other eligible person are eligible for membership.
Membership information collected October 5, 2026.