Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Aberdeen, SD
- 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - 1.50%APY$150 a year on $10,000
1.50% interest rate · Effective Sep 21, 2026
Rate checked
More details - Area Federal Credit UnionSuper Savings AccountSavings · $0 min · 1.01%–1.26% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: Dividends earned on average daily balance and paid monthly. No monthly maintenance fees.
No monthly fee
Rate by balance
Rate by balance for Super Savings Account Balance APY Any balance 1.01% $1,000 and upYour amount 1.26% Rate checked
More details - 1.01%APY$101 a year on $10,000
Requirements
Product: Basic membership savings account. Dividends earned on average daily balance and paid monthly. No monthly maintenance fees.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Interest compounded and credited quarterly. Maintain an average daily balance of $10,000 to avoid $10 service charge. Maximum 6 withdrawals/transfers per month (or 18 per statement cycle). Rates effective February 11, 2019 and subject to change.
Offer: Maintain an average daily balance of $10,000 to avoid $10 service charge. Rate effective February 11, 2019. Balance range stated as $01.-$10,000.
0.10% interest rate · $10 monthly fee · Effective Feb 11, 2019
Rate by balance
Rate by balance for Platinum Savings Balance APY Up to $10,000 0.10% $10,000 and upYour amount 1.00% Rate checked
More details - BankNorthMoney Market AccountsMoney Market Accounts · $2,500 min · 0.85%–1.71% by balance
Bank · 1 branch
0.85%APY$85 a year on $10,000Requirements
Product: The interest rate and annual percentage yield may change after account opening. Fees may reduce earnings on the account(s).
Offer: Average daily balance up to $24,999.99. Rate may change after account opening. Fees may reduce earnings.
0.85% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $25,000Your amount 0.85% $25,000 – $100,000 1.36% $100,000 – $250,000 1.61% $250,000 – $500,000 1.66% $500,000 and up 1.71% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Dividends earned on average daily balance and paid monthly. No monthly maintenance fees.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: $25 monthly service charge avoided by maintaining a minimum balance of $10,000. Earns CD bonus rate (additional 0.10% on 1st term for standard fixed-rate CDs).
Offer: $25 monthly service charge waived with $10,000 minimum balance.
0.75% interest rate · $25 monthly fee · Effective Sep 21, 2026
Rate checked
More details - Healthcare Plus Federal Credit UnionSuper ShareSuper Share · $1,000 min · 0.25%–1.51% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Account rates based on tiered balance.
Offer: Required balance: $1,000 to $4,999.99.
0.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Super Share Balance APY $1,000 – $5,000 0.25% $5,000 – $10,000 0.45% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.75% $50,000 – $100,000 1.00% $100,000 and up 1.51% Rate checked
More details - Healthcare Plus Federal Credit UnionSuper SharesSavings · $1,000 min · 0.25%–1.51% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Super Shares pay a higher dividend rate, similar to a money market account. Minimum balance $1,000. Higher dividend rate for balances over $5,000, $10,000, $25,000, $50,000, and $100,000.
0.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Super Shares Balance APY $1,000 – $5,000 0.25% $5,000 – $10,000 0.45% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.75% $50,000 – $100,000 1.00% $100,000 and up 1.51% Rate checked
More details - Dakotaland Federal Credit UnionInvestor's Choice AccountsSavings · $500 min · 0.50%–3.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Gives flexibility to invest money at a higher rate without locking into a term. No minimum to open your account. With a deposit as low as $500 you will begin earning dividends. Minimum balance required for an Investor's Choice Account is $500.00.
Offer: Compounded monthly.
0.50% interest rate · Compounded monthly · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Investor's Choice Accounts Balance APY $500 – $24,999Your amount 0.50% $25,000 and up 0.60% $50,000 and up 0.75% $100,000 and up 1.00% $250,000 and up 1.25% $500,000 and up 2.50% $750,000 and up 3.00% Rate checked
More details - Dakotaland Federal Credit UnionInvestor's ChoiceInvestor's Choice · $500 min · 0.50%–3.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Minimum balance required for an Investor's Choice Account is $500.00 to earn dividends. There is no minimum to open the account.
Offer: Compounded monthly
0.50% interest rate · Compounded monthly · Effective Sep 1, 2026
Rate by balance
Rate by balance for Investor's Choice Balance APY $500 – $24,999Your amount 0.50% $25,000 and up 0.60% $50,000 and up 0.75% $100,000 and up 1.00% $250,000 and up 1.25% $500,000 and up 2.50% $750,000 and up 3.00% Rate checked
More details - Healthcare Plus Federal Credit UnionSavings Account / Share AccountSavings · $25 min · 0.10%–0.35% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: With a Share Account, each deposit is eligible to earn a very competitive dividend rate that is paid quarterly. Available once share balances reach $25.00. Unlimited deposits or withdrawals. ATM Card available. Free Voice Teller and Internet Banking.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Account / Share Account Balance APY Up to $1,000 0.10% $1,000 – $10,000 0.25% $10,000 and upYour amount 0.35% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: $4 monthly service charge avoided by maintaining a minimum balance of $100. Tiered interest earned each day balance is above $100.
Offer: $4 monthly service charge waived with $100 minimum balance.
0.10% interest rate · $4 monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for Money Market Balance APY $100 and up 0.10% $1,000 and up 0.20% $10,000 and upYour amount 0.30% $25,000 and up 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Aberdeen, SD
28 accounts at 9 banks and credit unions · checked Oct 16–22
- Typical
- 0.33%
- Top 10% from
- 1.33%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.55%
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Aberdeen, SD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dakotaland Federal Credit UnionCredit union · 1 branch