Credit union · NCUA insured
Dakotaland Federal Credit Union Savings Rates
Top CarrotDakotaland Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Investor's Choice. Rates checked October 22, 2026.
How Dakotaland Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Huron, SD, where Dakotaland Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Dakotaland Federal Credit Union
0.50%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $50
Investor's Choice Accounts
Top rate
American Bank & Trust
1.00%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $100
2nd-highest rate
BMO
0.80%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $80
Dakotaland Federal Credit Union savings score
80
Savings score
Higher than 51% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dakotaland Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Investor's Choice
0.50%APY
Minimum balance required for an Investor's Choice Account is $500.00 to earn dividends. There is no minimum to open the account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $24,999Compounded monthly | 0.50% | $50 | Compounded monthly |
| $25,000 and upCompounded monthly | 0.60% | — | Compounded monthly |
| $50,000 and upCompounded monthly | 0.75% | — | Compounded monthly |
| $100,000 and upCompounded monthly | 1.00% | — | Compounded monthly |
| $250,000 and upCompounded monthly | 1.25% | — | Compounded monthly |
| $500,000 and upCompounded monthly | 2.50% | — | Compounded monthly |
| $750,000 and upCompounded monthly | 3.00% | — | Compounded monthly |
Sources (2)
All captured Sep 19, 2026
Investor's Choice Accounts
0.50%APY
Gives flexibility to invest money at a higher rate without locking into a term. No minimum to open your account. With a deposit as low as $500 you will begin earning dividends. Minimum balance required for an Investor's Choice Account is $500.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $24,999Compounded monthly. | 0.50% | $50 | Compounded monthly. |
| $25,000 and upCompounded monthly. | 0.60% | — | Compounded monthly. |
| $50,000 and upCompounded monthly. | 0.75% | — | Compounded monthly. |
| $100,000 and upCompounded monthly. | 1.00% | — | Compounded monthly. |
| $250,000 and upCompounded monthly. | 1.25% | — | Compounded monthly. |
| $500,000 and upCompounded monthly. | 2.50% | — | Compounded monthly. |
| $750,000 and upCompounded monthly. | 3.00% | — | Compounded monthly. |
Life Event Account
0.10%APY
Personalize your account by selecting a name which will appear on your statement to track progress toward savings goals. No minimum balance to open your account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upCompounded monthly. Earn dividends on balances of $100 or more.$100 and up | 0.10% | $10 | Compounded monthly. Earn dividends on balances of $100 or more. |
Regular Share Savings
0.10%APY
Maintain a $5 account balance and make a minimum of one transaction a year to become a member for life.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upCompounded monthly. Minimum to earn dividend is $100 and above.$100 and up | 0.10% | $10 | Compounded monthly. Minimum to earn dividend is $100 and above. |
Special-purpose accounts
IRA Accounts
Up to 2.25%APY
Self-funded retirement plan options include Traditional IRA, Roth IRA, and Education IRA (Coverdell ESA). Taxes deferred or tax-free growth depending on IRA type.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Compounded monthly. | 1.25% | — | Compounded monthly. |
| $2,500 and upCompounded monthly. | 1.75% | $175 | Compounded monthly. |
| $10,000 and upCompounded monthly. | 2.25% | $225 | Compounded monthly. |
Who can join Dakotaland Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, and businesses and other legal entities located in 51 specified South Dakota counties are eligible for membership.
Membership information collected October 4, 2026.