Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Youngstown, OH metro
- 7 17 Credit UnionVelocity SavingsSavings · $0 min · 0.08%–3.50% by balance
Credit union · 10 branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: High-yield savings account. Not available for Minors, Rep Payee, Guardianship or Business accounts/members. Dividends calculated by the daily balance method. Higher rate requires qualifying monthly account requirements: Direct Deposit totaling $1,000 or more in aggregate posting to any 7 17 account owned; eStatements enrollment; and net balance increase of $250 or more over prior month ending balance.
Offer: Standard base tier or when monthly account requirements are not met.
Qualified rate · 0.08% interest rate · Effective Mar 2, 2026
Rate by balance
Rate by balance for Velocity Savings Balance APY Up to $5,000 0.08% $5,000 and upYour amountRequires meeting monthly account criteria: $1,000+ aggregate direct deposit, active eStatements, and $250+ net balance increase month-over-month. 3.50% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 22 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 22 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - Bridge Credit UnionMoney MarketMoney Market · $0 min · 0.10%–2.60% by balance
Credit union · 1 branch
2.10%APY$210 a year on $10,000Requirements
Offer: Requires membership in ConnectMORE Royal Rewards program to receive ConnectMORE APY
Rate by balance
Rate by balance for Money Market Balance APY Up to $999 0.10% $1,000 – $9,999 2.00% $10,000 – $19,999Your amount 2.10% $20,000 – $49,999 2.20% $50,000 – $99,999 2.30% $100,000 – $249,999 2.40% $250,000 and up 2.60% Rate checked
More details - Bridge Credit UnionMoney MarketMoney Market · $0 min · 0.00%–2.50% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000Requirements
Offer: Everyday APY
Rate by balance
Rate by balance for Money Market Balance APY Up to $999 0.00% $1,000 – $9,999 1.90% $10,000 – $19,999Your amount 2.00% $20,000 – $49,999 2.10% $50,000 – $99,999 2.20% $100,000 – $249,999 2.30% $250,000 and up 2.50% Rate checked
More details - Credit Union of OhioRegular Money MarketRegular Money Market · $2,500 min · 0.02%–1.35% by balance
Credit union · 1 branch
1.05%APY$105 a year on $10,0000.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY Up to $2,500 0.02% $2,500 – $25,000Your amount 1.05% $25,000 – $75,000 1.30% $75,000 – $100,000 1.30% $100,000 and up 1.35% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Cardinal Credit UnionMoney Market Savings AccountMoney Market Savings Account · $5,000 min
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Offer: Minimum $5,000 account balance to earn stated rate/APY.
0.50% interest rate
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Includes all regular shares, special shares, and Connect Plus shares.
Offer: ConnectMORE APY. Member must be in the ConnectMORE Royal Rewards program.
Rate by balance
Rate by balance for Shares Balance APY Up to $9,999 0.15% $10,000 – $19,999Your amount 0.20% $20,000 and up 0.20% Rate checked
More details - Home Federal Savings and Loan Association of NilesMoney Market Deposit AccountMoney Market Deposit Account · $2,500 min
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Features tiered interest rates where higher balances earn higher rates. Minimum balance of $300.00 required each day to earn disclosed APY and avoid a service charge. Daily balance method used; interest compounded daily and credited monthly. Limited to up to six transfers or withdrawals per monthly statement cycle.
Offer: Minimum balance to open is $2,500.00. Must maintain a daily balance of at least $300.00 to earn APY and avoid service charge. Balances under $300.00 earn no interest.
0.15% interest rate · Compounded daily
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Includes all regular shares, special shares, and Connect Plus shares.
Offer: Everyday APY.
Rate by balance
Rate by balance for Shares Balance APY Up to $9,999 0.05% $10,000 – $19,999Your amount 0.10% $20,000 and up 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service charge of $5 applies when balance falls below $200 any day of statement cycle (account may close). Quarterly account statement. Transaction limits apply. Variable rate; interest compounded and paid monthly or quarterly per schedule disclosures.
Offer: $5 monthly fee if balance falls below $200. Variable rate.
0.10% interest rate · $5 monthly fee
Rate checked
More details - Home Federal Savings and Loan Association of NilesStatement or Passbook SavingsSavings · $50 min
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Limited to six (6) withdrawals per month. We reserve the right to require seven (7) day notice prior to withdrawal. You may not bring the account balance below the minimum balance without closing the account. Interest is compounded daily and credited quarterly.
Offer: Maintain a minimum balance of $50.00 each day to earn the disclosed APY; balance cannot fall below $50.00 without closing the account.
0.10% interest rate · Compounded daily
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Youngstown, OH metro
41 accounts at 14 banks and credit unions · checked Sep 30–Oct 22
- Typical
- 0.06%
- Top 10% from
- 2.00%
- Banks, typical
- 0.04%
- Credit unions, typical
- 0.09%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Youngstown, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 10 branches
- Bridge Credit UnionCredit union · 1 branch