Bank · FDIC insured
Home Federal Savings and Loan Association of Niles Savings Rates
Home Federal Savings and Loan Association of Niles’s best savings rate is 0.15% APY on $10,000, with its Money Market Deposit Account. Rates checked October 16, 2026.
How Home Federal Savings and Loan Association of Niles’s savings rates compare
Compared with banks and credit unions near Youngstown, OH, where Home Federal Savings and Loan Association of Niles has the most branches. $10,000, best rate first.
This bank’s best
Home Federal Savings and Loan Association of Niles
0.15%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $15
Money Market Deposit Account
Top rate
7 17 Credit Union
3.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $350
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Home Federal Savings and Loan Association of Niles savings score
66
Savings score
Higher than 17% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Home Federal Savings and Loan Association of Niles ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Deposit Account
0.15%APY
Features tiered interest rates where higher balances earn higher rates. Minimum balance of $300.00 required each day to earn disclosed APY and avoid a service charge. Daily balance method used; interest compounded daily and credited monthly. Limited to up to six transfers or withdrawals per monthly statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $300 and upMinimum balance to open is $2,500.00. Must maintain a daily balance of at least $300.00 to earn APY and avoid service charge. Balances under $300.00 earn no interest.$300 and up | 0.15% | $15 | Minimum balance to open is $2,500.00. Must maintain a daily balance of at least $300.00 to earn APY and avoid service charge. Balances under $300.00 earn no interest. |
Sources (2)
All captured Sep 17, 2026
Statement or Passbook Savings
0.10%APY
Limited to six (6) withdrawals per month. We reserve the right to require seven (7) day notice prior to withdrawal. You may not bring the account balance below the minimum balance without closing the account. Interest is compounded daily and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMaintain a minimum balance of $50.00 each day to earn the disclosed APY; balance cannot fall below $50.00 without closing the account.$50 and up | 0.10% | $10 | Maintain a minimum balance of $50.00 each day to earn the disclosed APY; balance cannot fall below $50.00 without closing the account. |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.