Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Whitewater, WI metro
- 3.75%APY$375 a year on $10,000with conditions
Requirements
Product: Minimum $10,000 average daily balance is required to earn dividends. No minimum balance to open.
Offer: Requires account activity to meet Advantage Plus Rewards qualifications and a daily balance of $10,000 or above.
Qualified rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Fort Community Credit UnionGoal Getter SavingsSavings · $0 min · 0.05%–3.66% by balance
Credit union · 1 branch
3.66%APY$366 a year on $10,000Requirements
Product: $5 minimum opening deposit. Dividends compounded monthly.
Offer: Applies to balances $0 - $15,000. Dividends paid monthly.
3.60% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Goal Getter Savings Balance APY Up to $15,000Your amount 3.66% Over $15,000 0.05% Rate checked
More details - Fort Community Credit UnionGoal Getter SavingsSavings · $5 min · 0.05%–3.66% by balance
Credit union · 1 branch
3.66%APY$366 a year on $10,000Requirements
Product: $5 minimum opening deposit. Dividends compounded monthly.
Offer: Applies to balances $0 - $15,000. Dividends compounded monthly.
3.60% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Goal Getter Savings Balance APY Up to $15,000Your amount 3.66% Over $15,000 0.05% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 3 branches
3.20%APY$320 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Private Choice enhanced rate tier. Requires meeting and maintaining Emerald Private Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 3.15% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 3.16%APY$316 a year on $10,000
Requirements
Product: $5 minimum opening deposit. Dividends compounded monthly.
Offer: Applies to entire balance. Dividends compounded monthly.
3.11% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 3.16%APY$316 a year on $10,000
Requirements
Product: $5 minimum opening deposit. Dividends compounded monthly.
Offer: Dividends paid monthly.
3.11% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - UW Credit UnionInvestor's Indexed Money MarketInvestor's Indexed Money Market · $10,000 min · 2.93%–3.23% by balance
Credit union · 1 branch
2.93%APY$293 a year on $10,000Requirements
Product: Dividends are earned on all days with a balance of $10,000 or more. A $15 monthly service fee applies if $10,000 balance is not maintained all days of the month. Compounded daily and paid monthly.
Offer: Dividends are earned on all days with a balance of $10,000 or more. $15 monthly service fee applies if $10,000 balance is not maintained all days of the month. Dividend rate may change weekly based on an index between 70% and 130% of the 3-month CMT rate; APY will be no less than index minus 1.10%. Compounded daily and paid monthly.
2.89% interest rate · Compounded daily · $15 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Investor's Indexed Money Market Balance APY $10,000 – $49,999Your amount 2.93% $50,000 – $99,999APY will be no less than index minus 1.0%. 3.03% $100,000 – $249,999APY will be no less than index minus 0.90%. 3.13% $250,000 and upAPY will be no less than index minus 0.80%. 3.23% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: With qualifying activities. New money only. $200 daily minimum balance to avoid a $5 monthly maintenance fee. Offer available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees. May not be available at all locations.
Offer: With qualifying activities. New money only. $200 daily minimum balance to avoid a $5 monthly maintenance fee. Minimum daily balance of $0.01 required to obtain APY. Offer available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees. May not be available at all locations. Variable rate. Digital access.
Qualified rate · $5 monthly fee
Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: New money only. Variable rate.
Offer: With qualifying activities: open new Statement Savings Advanced account, mention offer during in-branch opening or visit URL provided, and deposit new money at account opening. Minimum daily balance of $0.01 required to obtain APY. $200 daily minimum balance to avoid a $5 monthly maintenance fee. No minimum to open. New money only. May not be available at all locations.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - UW Credit UnionInvestor's Advantage Money MarketInvestor's Advantage Money Market · $100 min · 0.50%–2.57% by balance
Credit union · 1 branch
1.61%APY$161 a year on $10,000Requirements
Product: Rates are variable and may change after the account is opened. Compounded daily and paid monthly. No monthly fee or minimum balance required to earn dividends.
Offer: Variable rate. Compounded daily and paid monthly. No monthly fee.
0.50% interest rate · Compounded daily · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Investor's Advantage Money Market Balance APY Up to $2,499 0.50% $2,500 – $7,499 0.70% $7,500 – $9,999 1.00% $10,000 – $24,999Your amount 1.61% $25,000 – $49,999 2.09% $50,000 and up 2.57% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 3 branches
1.60%APY$160 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Choice enhanced rate tier. Requires meeting and maintaining Emerald Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 1.58% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.45%APY$145 a year on $10,000
Requirements
Product: Allows members to earn a higher interest rate with liquidity and flexibility.
Offer: Minimum balance of $10,000 to avoid monthly service fee. Dividends are compounded daily and paid quarterly.
1.44% interest rate · Compounded daily
Rate checked
More details - 1.16%APY$116 a year on $10,000with conditions
Requirements
Product: Requires an active Bank First checking account with direct deposit. Limit ten (10) debit transactions per statement cycle; transactions in excess of 10 incur a $5.00 fee each.
Offer: Zero or minimal interest paid on the lowest tier; no service charge if balance drops below $10,000.00. Requires active Bank First checking account with direct deposit.
Qualified rate · 0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Elite Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 1.16% $50,000 – $100,000 1.66% $100,000 and up 1.92% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Whitewater, WI metro
67 accounts at 18 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.37%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.35%
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Whitewater, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 1 branch
- UW Credit UnionCredit union · 1 branch
- Blackhawk Community Credit UnionCredit union · 1 branch